States › New York › Horseheads

Is Horseheads, NY expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,54112% lower than U.S. average
💵 Families earn per year (2026)$66,029about $5,502/month · 24% lower than U.S. average
🔑 House price$141,40057% lower than U.S. average

Rent is lower than in 55% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 16.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $61,640 a year. That is $30 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 96 of 343 cities from cheapest to most expensive.

Horseheads
$1,541
Southport
$1,122
North Sea
$3,380
Southold
$2,468
Bronxville
$3,500+
South Valley Stream
$1,658
Irvington
$2,860

How much do households earn in Horseheads?

Under $25k
13.8%
$25k–50k
27.7%
$50k–100k
43.1%
$100k–150k
7.6%
$150k+
3.9%

Share of households by yearly income. 11.5% of households earn $100,000 or more.

Rent by apartment size in Horseheads

SizeHorseheadsU.S. average
1 bedroom$1,029$1,324
2 bedrooms$1,372$1,509
3 bedrooms$1,534$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Horseheads overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Horseheads, so the New York figure is shown.

Taxes and bills in Horseheads

🏛️ Property tax$3,430a year · 2.43% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in Horseheads

Commute to work16.9 minU.S.: 26.4 min
College degree29.6%U.S.: 35.7%
Own their home60.4%U.S.: 65.2%
Below poverty line11.8%U.S.: 12.5%
Unemployment2.6%U.S.: 5.2%

Is it cheaper to rent or buy in Horseheads?

Buying is cheaper month to month: about $560 a month less than renting.

Renting
$1,541
Owning
$981

Owning assumes a typical $141,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,140 for the down payment.

Frequently asked questions

What is the average rent in Horseheads, NY?

Renting in Horseheads costs a median of about $1,541 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Horseheads?

To keep rent under 30% of income, you need about $61,640 a year, or $30 an hour at a full-time job.

Is Horseheads cheap or expensive?

Horseheads is rated OK: rent takes 28.0% of the typical household income of $66,029. It ranks 96th cheapest of 343 New York cities we track.

How much are property taxes in Horseheads?

The median homeowner in Horseheads pays $3,430 a year in property taxes, about 2.43% of the median home value.

Is Horseheads more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Horseheads?

The median home value in Horseheads is $141,400, about 2.1 times the typical yearly household income.

6,449 people live in Horseheads. Numbers are typical (middle) values.