States › New York › Irvington

Is Irvington, NY expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,86063% higher than U.S. average
💵 Families earn per year (2026)$186,848about $15,571/month · 115% higher than U.S. average
🔑 House price$868,100161% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 96% of U.S. cities. A typical house costs about 4.6 years of household income. Commutes are long, about 36.1 minutes each way. Most homes (81%) are owned, so rentals can be hard to find. It is a highly educated city: 76% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $114,400 a year. That is $55 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 266 of 343 cities from cheapest to most expensive.

Irvington
$2,860
$1,343
$3,500+
$2,309
$2,512

How much do households earn in Irvington?

Under $25k
1.7%
$25k–50k
14.4%
$50k–100k
16.1%
$100k–150k
25.3%
$150k+
43.0%

Share of households by yearly income. 68.4% of households earn $100,000 or more.

Rent by apartment size in Irvington

SizeIrvingtonU.S. average
1 bedroom$2,597$1,324
2 bedrooms$2,702$1,509
3 bedrooms$3,500+$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Irvington overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Irvington, so the New York figure is shown.

Taxes and bills in Irvington

🏛️ Property tax$10,000+a year · 1.15% of home value · U.S. $3,119
⚡ Electric bill$261a month (typical) · U.S. $156

Life in Irvington

Commute to work36.1 minU.S.: 26.4 min
College degree76%U.S.: 35.7%
Own their home81%U.S.: 65.2%
Below poverty line1.6%U.S.: 12.5%
Unemployment2.1%U.S.: 5.2%

Is it cheaper to rent or buy in Irvington?

Renting is cheaper right now: about $3,163 a month less.

Renting
$2,860
Owning
$6,023

Owning assumes a typical $868,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $86,810 for the down payment.

Frequently asked questions

What is the average rent in Irvington, NY?

Renting in Irvington costs a median of about $2,860 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Irvington?

To keep rent under 30% of income, you need about $114,400 a year, or $55 an hour at a full-time job.

Is Irvington cheap or expensive?

Irvington is rated Cheap: rent takes 18.4% of the typical household income of $186,848. It ranks 266th cheapest of 343 New York cities we track.

How much are property taxes in Irvington?

The median homeowner in Irvington pays $10,000+ a year in property taxes, about 1.15% of the median home value.

Is Irvington more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Irvington?

The median home value in Irvington is $868,100, about 4.6 times the typical yearly household income.

6,531 people live in Irvington. Numbers are typical (middle) values.