salaryRent is higher than in 76% of U.S. cities. A typical house costs about 5.2 years of household income. Commutes are long, about 36.8 minutes each way. Most homes (77.8%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $87,600 a year. That is $42 an hour at a full-time job.
Is rent cheaper than other California cities?
Yes. Rent here is cheaper than in most of California. It is number 279 of 653 cities from cheapest to most expensive.
How much do households earn in Home Gardens?
Share of households by yearly income. 29.8% of households earn $100,000 or more.
Rent by apartment size in Home Gardens
| Size | Home Gardens | U.S. average |
|---|---|---|
| Studio | $1,829 | $1,338 |
| 1 bedroom | $1,299 | $1,324 |
| 2 bedrooms | $1,755 | $1,509 |
| 3 bedrooms | $2,552 | $1,698 |
| 4 bedrooms | $2,873 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Home Gardens overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Home Gardens, so the California figure is shown.
Taxes and bills in Home Gardens
Life in Home Gardens
Is it cheaper to rent or buy in Home Gardens?
Renting is cheaper right now: about $1,548 a month less.
Owning assumes a typical $538,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $53,870 for the down payment.
Frequently asked questions
What is the average rent in Home Gardens, CA?
Renting in Home Gardens costs a median of about $2,190 a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Home Gardens?
To keep rent under 30% of income, you need about $87,600 a year, or $42 an hour at a full-time job.
Is Home Gardens cheap or expensive?
Home Gardens is rated OK: rent takes 25.3% of the typical household income of $103,905. It ranks 279th cheapest of 653 California cities we track.
How much are property taxes in Home Gardens?
The median homeowner in Home Gardens pays $3,292 a year in property taxes, about 0.61% of the median home value.
Is Home Gardens more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Home Gardens?
The median home value in Home Gardens is $538,700, about 5.2 times the typical yearly household income.
10,506 people live in Home Gardens. Numbers are typical (middle) values.