Rent here is among the highest 10% in the country. Household incomes are higher than in 88% of U.S. cities. A typical house costs about 3.6 years of household income. Commutes are long, about 32.9 minutes each way. Most homes (86.5%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $146,320 a year. That is $70 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 335 of 343 cities from cheapest to most expensive.
How much do households earn in Holtsville?
Share of households by yearly income. 53.0% of households earn $100,000 or more.
Rent by apartment size in Holtsville
| Size | Holtsville | U.S. average |
|---|---|---|
| 1 bedroom | $2,075 | $1,324 |
| 2 bedrooms | $2,816 | $1,509 |
| 3 bedrooms | $2,511 | $1,698 |
| 4 bedrooms | $3,800 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Holtsville overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Holtsville, so the New York figure is shown.
Taxes and bills in Holtsville
Life in Holtsville
Is it cheaper to rent or buy in Holtsville?
About the same. Renting and owning cost within $46 of each other each month.
Owning assumes a typical $520,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $52,060 for the down payment.
Frequently asked questions
What is the average rent in Holtsville, NY?
Renting in Holtsville costs a median of about $3,658 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Holtsville?
To keep rent under 30% of income, you need about $146,320 a year, or $70 an hour at a full-time job.
Is Holtsville cheap or expensive?
Holtsville is rated Expensive: rent takes 30.4% of the typical household income of $144,173. It ranks 335th cheapest of 343 New York cities we track.
How much are property taxes in Holtsville?
The median homeowner in Holtsville pays $10,000+ a year in property taxes, about 1.92% of the median home value.
Is Holtsville more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Holtsville?
The median home value in Holtsville is $520,600, about 3.6 times the typical yearly household income.
19,344 people live in Holtsville. Numbers are typical (middle) values.