States › New Jersey › Holiday City-Berkeley

Is Holiday City-Berkeley, NJ expensive to live in?

ExpensiveRent takes 40 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8103% higher than U.S. average
💵 Families earn per year (2026)$54,093about $4,508/month · 38% lower than U.S. average
🔑 House price$266,20020% lower than U.S. average

Rent is higher than in 58% of U.S. cities. A typical house costs about 4.9 years of household income. Commutes are long, about 33.4 minutes each way. Most homes (91%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $72,400 a year. That is $35 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 59 of 291 cities from cheapest to most expensive.

Holiday City-Berkeley
$1,810
Red Bank
$1,609
Franklin Park
$2,724
Fords
$2,031
Oakland
$1,526
Ridgefield Park
$1,517
Echelon
$2,234

How much do households earn in Holiday City-Berkeley?

Under $25k
25.6%
$25k–50k
29.5%
$50k–100k
30.0%
$100k–150k
8.5%
$150k+
2.2%

Share of households by yearly income. 10.7% of households earn $100,000 or more.

How expensive is Holiday City-Berkeley overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Holiday City-Berkeley, so the New Jersey figure is shown.

Taxes and bills in Holiday City-Berkeley

🏛️ Property tax$3,148a year · 1.18% of home value · U.S. $3,119
⚡ Electric bill$85a month (typical) · U.S. $156

Life in Holiday City-Berkeley

Commute to work33.4 minU.S.: 26.4 min
College degree16.6%U.S.: 35.7%
Own their home91%U.S.: 65.2%
Below poverty line9.6%U.S.: 12.5%
Unemployment6.8%U.S.: 5.2%

Is it cheaper to rent or buy in Holiday City-Berkeley?

About the same. Renting and owning cost within $37 of each other each month.

Renting
$1,810
Owning
$1,847

Owning assumes a typical $266,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $26,620 for the down payment.

Frequently asked questions

What is the average rent in Holiday City-Berkeley, NJ?

Renting in Holiday City-Berkeley costs a median of about $1,810 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Holiday City-Berkeley?

To keep rent under 30% of income, you need about $72,400 a year, or $35 an hour at a full-time job.

Is Holiday City-Berkeley cheap or expensive?

Holiday City-Berkeley is rated Expensive: rent takes 40.2% of the typical household income of $54,093. It ranks 59th cheapest of 291 New Jersey cities we track.

How much are property taxes in Holiday City-Berkeley?

The median homeowner in Holiday City-Berkeley pays $3,148 a year in property taxes, about 1.18% of the median home value.

Is Holiday City-Berkeley more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Holiday City-Berkeley?

The median home value in Holiday City-Berkeley is $266,200, about 4.9 times the typical yearly household income.

12,995 people live in Holiday City-Berkeley. Numbers are typical (middle) values.