States › New Jersey › Fords

Is Fords, NJ expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,03116% higher than U.S. average
💵 Families earn per year (2026)$124,956about $10,413/month · 44% higher than U.S. average
🔑 House price$438,00032% higher than U.S. average

Rent is higher than in 71% of U.S. cities. A typical house costs about 3.5 years of household income. Commutes are long, about 30.7 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $81,240 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 104 of 291 cities from cheapest to most expensive.

Fords
$2,031
$1,526
$1,609
$2,399

How much do households earn in Fords?

Under $25k
7.3%
$25k–50k
8.8%
$50k–100k
33.5%
$100k–150k
26.3%
$150k+
20.3%

Share of households by yearly income. 46.6% of households earn $100,000 or more.

Rent by apartment size in Fords

SizeFordsU.S. average
Studio$1,315$1,338
1 bedroom$2,064$1,324
2 bedrooms$2,293$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Fords overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Fords, so the New Jersey figure is shown.

Taxes and bills in Fords

🏛️ Property tax$10,000+a year · 2.28% of home value · U.S. $3,119
⚡ Electric bill$149a month (typical) · U.S. $156

Life in Fords

Commute to work30.7 minU.S.: 26.4 min
College degree42%U.S.: 35.7%
Own their home71.7%U.S.: 65.2%
Below poverty line6.4%U.S.: 12.5%
Unemployment4.3%U.S.: 5.2%

Is it cheaper to rent or buy in Fords?

Renting is cheaper right now: about $1,008 a month less.

Renting
$2,031
Owning
$3,039

Owning assumes a typical $438,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,800 for the down payment.

Frequently asked questions

What is the average rent in Fords, NJ?

Renting in Fords costs a median of about $2,031 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Fords?

To keep rent under 30% of income, you need about $81,240 a year, or $39 an hour at a full-time job.

Is Fords cheap or expensive?

Fords is rated Cheap: rent takes 19.5% of the typical household income of $124,956. It ranks 104th cheapest of 291 New Jersey cities we track.

How much are property taxes in Fords?

The median homeowner in Fords pays $10,000+ a year in property taxes, about 2.28% of the median home value.

Is Fords more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Fords?

The median home value in Fords is $438,000, about 3.5 times the typical yearly household income.

12,771 people live in Fords. Numbers are typical (middle) values.