States › Texas › Harker Heights

Is Harker Heights, TX expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,30126% lower than U.S. average
💵 Families earn per year (2026)$87,563about $7,297/month · 1% higher than U.S. average
🔑 House price$287,80013% lower than U.S. average

Rent is lower than in 69% of U.S. cities. A typical house costs about 3.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $52,040 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 165 of 426 cities from cheapest to most expensive.

Harker Heights
$1,301
Lufkin
$1,061
Celina
$2,451
Deer Park
$1,666
Cleburne
$1,654
Canyon Lake
$1,750
Seguin
$1,423

How much do households earn in Harker Heights?

Under $25k
14.4%
$25k–50k
20.3%
$50k–100k
34.3%
$100k–150k
18.5%
$150k+
9.8%

Share of households by yearly income. 28.4% of households earn $100,000 or more.

Rent by apartment size in Harker Heights

SizeHarker HeightsU.S. average
1 bedroom$1,147$1,324
2 bedrooms$1,047$1,509
3 bedrooms$1,386$1,698
4 bedrooms$2,318$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Harker Heights overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Harker Heights, so the Texas figure is shown.

Taxes and bills in Harker Heights

🏛️ Property tax$3,743a year · 1.30% of home value · U.S. $3,119
⚡ Electric bill$214a month (typical) · U.S. $156

Life in Harker Heights

Commute to work24.1 minU.S.: 26.4 min
College degree30.2%U.S.: 35.7%
Own their home61.7%U.S.: 65.2%
Below poverty line10.2%U.S.: 12.5%
Unemployment3.9%U.S.: 5.2%

Is it cheaper to rent or buy in Harker Heights?

Renting is cheaper right now: about $696 a month less.

Renting
$1,301
Owning
$1,997

Owning assumes a typical $287,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,780 for the down payment.

Frequently asked questions

What is the average rent in Harker Heights, TX?

Renting in Harker Heights costs a median of about $1,301 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Harker Heights?

To keep rent under 30% of income, you need about $52,040 a year, or $25 an hour at a full-time job.

Is Harker Heights cheap or expensive?

Harker Heights is rated Cheap: rent takes 17.8% of the typical household income of $87,563. It ranks 165th cheapest of 426 Texas cities we track.

How much are property taxes in Harker Heights?

The median homeowner in Harker Heights pays $3,743 a year in property taxes, about 1.30% of the median home value.

Is Harker Heights more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Harker Heights?

The median home value in Harker Heights is $287,800, about 3.3 times the typical yearly household income.

34,128 people live in Harker Heights. Numbers are typical (middle) values.