salaryRent is higher than in 84% of U.S. cities. Household incomes are higher than in 95% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 33.3 minutes each way. Most homes (92.7%) are owned, so rentals can be hard to find. It is a highly educated city: 64.3% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $98,040 a year. That is $47 an hour at a full-time job.
Is rent cheaper than other Texas cities?
No. Rent here is more expensive than in most of Texas. It is number 390 of 426 cities from cheapest to most expensive.
How much do households earn in Celina?
Share of households by yearly income. 68.2% of households earn $100,000 or more.
Rent by apartment size in Celina
| Size | Celina | U.S. average |
|---|---|---|
| 2 bedrooms | $2,465 | $1,509 |
| 3 bedrooms | $2,247 | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Celina overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Celina, so the Texas figure is shown.
Taxes and bills in Celina
Life in Celina
Is it cheaper to rent or buy in Celina?
Renting is cheaper right now: about $1,085 a month less.
Owning assumes a typical $509,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $50,960 for the down payment.
Frequently asked questions
What is the average rent in Celina, TX?
Renting in Celina costs a median of about $2,451 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Celina?
To keep rent under 30% of income, you need about $98,040 a year, or $47 an hour at a full-time job.
Is Celina cheap or expensive?
Celina is rated Cheap: rent takes 16.0% of the typical household income of $184,309. It ranks 390th cheapest of 426 Texas cities we track.
How much are property taxes in Celina?
The median homeowner in Celina pays $9,514 a year in property taxes, about 1.87% of the median home value.
Is Celina more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Celina?
The median home value in Celina is $509,600, about 2.8 times the typical yearly household income.
34,268 people live in Celina. Numbers are typical (middle) values.