States › Colorado › Gypsum

Is Gypsum, CO expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,31532% higher than U.S. average
💵 Families earn per year (2026)$124,636about $10,386/month · 43% higher than U.S. average
🔑 House price$633,00090% higher than U.S. average

Rent is higher than in 80% of U.S. cities. A typical house costs about 5.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $92,600 a year. That is $45 an hour at a full-time job.

Is rent cheaper than other Colorado cities?

No. Rent here is more expensive than in most of Colorado. It is number 82 of 112 cities from cheapest to most expensive.

Gypsum
$2,315
Timnath
$2,660
Woodmoor
$2,413
Cortez
$1,043
Stonegate
$2,301
Fort Lupton
$1,326
Craig
$1,755

How much do households earn in Gypsum?

Under $25k
0.0%
$25k–50k
5.3%
$50k–100k
43.6%
$100k–150k
26.9%
$150k+
20.5%

Share of households by yearly income. 47.3% of households earn $100,000 or more.

How expensive is Gypsum overall?

Everyday prices in Colorado overall are 3% above the U.S. average (index 103.1, U.S. = 100).

Housing
127
Goods (food, clothes…)
99
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Gypsum, so the Colorado figure is shown.

Taxes and bills in Gypsum

🏛️ Property tax$2,919a year · 0.46% of home value · U.S. $3,119
⚡ Electric bill$117a month (typical) · U.S. $156

Life in Gypsum

Commute to work21.9 minU.S.: 26.4 min
College degree32.6%U.S.: 35.7%
Own their home70.2%U.S.: 65.2%
Below poverty line9.6%U.S.: 12.5%
Unemployment0.9%U.S.: 5.2%

Is it cheaper to rent or buy in Gypsum?

Renting is cheaper right now: about $2,077 a month less.

Renting
$2,315
Owning
$4,392

Owning assumes a typical $633,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $63,300 for the down payment.

Frequently asked questions

What is the average rent in Gypsum, CO?

Renting in Gypsum costs a median of about $2,315 a month in 2026, including utilities. The Colorado median is $2,080.

How much do I need to make to live in Gypsum?

To keep rent under 30% of income, you need about $92,600 a year, or $45 an hour at a full-time job.

Is Gypsum cheap or expensive?

Gypsum is rated OK: rent takes 22.3% of the typical household income of $124,636. It ranks 82nd cheapest of 112 Colorado cities we track.

How much are property taxes in Gypsum?

The median homeowner in Gypsum pays $2,919 a year in property taxes, about 0.46% of the median home value.

Is Gypsum more expensive than the national average?

Overall prices in Colorado are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Gypsum?

The median home value in Gypsum is $633,000, about 5.1 times the typical yearly household income.

8,941 people live in Gypsum. Numbers are typical (middle) values.