States › Colorado › Fort Lupton

Is Fort Lupton, CO expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,32624% lower than U.S. average
💵 Families earn per year (2026)$87,239about $7,270/month · same as U.S. average
🔑 House price$416,00025% higher than U.S. average

Rent is lower than in 67% of U.S. cities. A typical house costs about 4.8 years of household income. Commutes are long, about 33.1 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $53,040 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Colorado cities?

Yes. Rent here is cheaper than in most of Colorado. It is number 16 of 112 cities from cheapest to most expensive.

Fort Lupton
$1,326
Stonegate
$2,301
Milliken
$2,229
Redlands
$1,578
Woodmoor
$2,413
Gypsum
$2,315
Timnath
$2,660

How much do households earn in Fort Lupton?

Under $25k
7.0%
$25k–50k
29.9%
$50k–100k
33.8%
$100k–150k
17.7%
$150k+
6.6%

Share of households by yearly income. 24.3% of households earn $100,000 or more.

Rent by apartment size in Fort Lupton

SizeFort LuptonU.S. average
1 bedroom$868$1,324
2 bedrooms$1,351$1,509
3 bedrooms$1,924$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Fort Lupton overall?

Everyday prices in Colorado overall are 3% above the U.S. average (index 103.1, U.S. = 100).

Housing
127
Goods (food, clothes…)
99
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Fort Lupton, so the Colorado figure is shown.

Taxes and bills in Fort Lupton

🏛️ Property tax$1,866a year · 0.45% of home value · U.S. $3,119
⚡ Electric bill$122a month (typical) · U.S. $156

Life in Fort Lupton

Commute to work33.1 minU.S.: 26.4 min
College degree12.3%U.S.: 35.7%
Own their home67%U.S.: 65.2%
Below poverty line17.6%U.S.: 12.5%
Unemployment8.4%U.S.: 5.2%

Is it cheaper to rent or buy in Fort Lupton?

Renting is cheaper right now: about $1,560 a month less.

Renting
$1,326
Owning
$2,886

Owning assumes a typical $416,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,600 for the down payment.

Frequently asked questions

What is the average rent in Fort Lupton, CO?

Renting in Fort Lupton costs a median of about $1,326 a month in 2026, including utilities. The Colorado median is $2,080.

How much do I need to make to live in Fort Lupton?

To keep rent under 30% of income, you need about $53,040 a year, or $26 an hour at a full-time job.

Is Fort Lupton cheap or expensive?

Fort Lupton is rated Cheap: rent takes 18.2% of the typical household income of $87,239. It ranks 16th cheapest of 112 Colorado cities we track.

How much are property taxes in Fort Lupton?

The median homeowner in Fort Lupton pays $1,866 a year in property taxes, about 0.45% of the median home value.

Is Fort Lupton more expensive than the national average?

Overall prices in Colorado are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Fort Lupton?

The median home value in Fort Lupton is $416,000, about 4.8 times the typical yearly household income.

8,897 people live in Fort Lupton. Numbers are typical (middle) values.