States › Texas › Gilmer

Is Gilmer, TX expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,03741% lower than U.S. average
💵 Families earn per year (2026)$47,795about $3,983/month · 45% lower than U.S. average
🔑 House price$166,70050% lower than U.S. average

Rent is lower than in 86% of U.S. cities. A typical house costs about 3.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $41,480 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 76 of 426 cities from cheapest to most expensive.

Gilmer
$1,037
Doffing
$826
Mineola
$980
Terrell Hills
$1,134
Hudson
$1,241
Port Isabel
$787
Giddings
$1,295

How much do households earn in Gilmer?

Under $25k
28.9%
$25k–50k
29.9%
$50k–100k
24.6%
$100k–150k
10.3%
$150k+
6.8%

Share of households by yearly income. 17.1% of households earn $100,000 or more.

Rent by apartment size in Gilmer

SizeGilmerU.S. average
2 bedrooms$1,015$1,509
3 bedrooms$1,481$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Gilmer overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Gilmer, so the Texas figure is shown.

Taxes and bills in Gilmer

🏛️ Property tax$2,468a year · 1.48% of home value · U.S. $3,119
⚡ Electric bill$179a month (typical) · U.S. $156

Life in Gilmer

Commute to work25.6 minU.S.: 26.4 min
College degree21.6%U.S.: 35.7%
Own their home56.3%U.S.: 65.2%
Below poverty line18.3%U.S.: 12.5%
Unemployment8.9%U.S.: 5.2%

Is it cheaper to rent or buy in Gilmer?

Renting is cheaper right now: about $120 a month less.

Renting
$1,037
Owning
$1,157

Owning assumes a typical $166,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,670 for the down payment.

Frequently asked questions

What is the average rent in Gilmer, TX?

Renting in Gilmer costs a median of about $1,037 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Gilmer?

To keep rent under 30% of income, you need about $41,480 a year, or $20 an hour at a full-time job.

Is Gilmer cheap or expensive?

Gilmer is rated OK: rent takes 26.0% of the typical household income of $47,795. It ranks 76th cheapest of 426 Texas cities we track.

How much are property taxes in Gilmer?

The median homeowner in Gilmer pays $2,468 a year in property taxes, about 1.48% of the median home value.

Is Gilmer more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Gilmer?

The median home value in Gilmer is $166,700, about 3.5 times the typical yearly household income.

5,025 people live in Gilmer. Numbers are typical (middle) values.