States › Texas › Giddings

Is Giddings, TX expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,29526% lower than U.S. average
💵 Families earn per year (2026)$78,637about $6,553/month · 10% lower than U.S. average
🔑 House price$252,30024% lower than U.S. average

Rent is lower than in 69% of U.S. cities. A typical house costs about 3.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $51,800 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 161 of 426 cities from cheapest to most expensive.

Giddings
$1,295
$1,046
$1,241
$817

How much do households earn in Giddings?

Under $25k
21.2%
$25k–50k
18.8%
$50k–100k
40.2%
$100k–150k
15.2%
$150k+
3.0%

Share of households by yearly income. 18.2% of households earn $100,000 or more.

How expensive is Giddings overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Giddings, so the Texas figure is shown.

Taxes and bills in Giddings

🏛️ Property tax$2,176a year · 0.86% of home value · U.S. $3,119
⚡ Electric bill$196a month (typical) · U.S. $156

Life in Giddings

Commute to work25.8 minU.S.: 26.4 min
College degree14.1%U.S.: 35.7%
Own their home65.4%U.S.: 65.2%
Below poverty line14.4%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

Is it cheaper to rent or buy in Giddings?

Renting is cheaper right now: about $456 a month less.

Renting
$1,295
Owning
$1,751

Owning assumes a typical $252,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,230 for the down payment.

Frequently asked questions

What is the average rent in Giddings, TX?

Renting in Giddings costs a median of about $1,295 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Giddings?

To keep rent under 30% of income, you need about $51,800 a year, or $25 an hour at a full-time job.

Is Giddings cheap or expensive?

Giddings is rated Cheap: rent takes 19.8% of the typical household income of $78,637. It ranks 161st cheapest of 426 Texas cities we track.

How much are property taxes in Giddings?

The median homeowner in Giddings pays $2,176 a year in property taxes, about 0.86% of the median home value.

Is Giddings more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Giddings?

The median home value in Giddings is $252,300, about 3.2 times the typical yearly household income.

5,151 people live in Giddings. Numbers are typical (middle) values.