Rent is lower than in 69% of U.S. cities. A typical house costs about 3.2 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $51,800 a year. That is $25 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 161 of 426 cities from cheapest to most expensive.
How much do households earn in Giddings?
Share of households by yearly income. 18.2% of households earn $100,000 or more.
How expensive is Giddings overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Giddings, so the Texas figure is shown.
Taxes and bills in Giddings
Life in Giddings
Is it cheaper to rent or buy in Giddings?
Renting is cheaper right now: about $456 a month less.
Owning assumes a typical $252,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,230 for the down payment.
Frequently asked questions
What is the average rent in Giddings, TX?
Renting in Giddings costs a median of about $1,295 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Giddings?
To keep rent under 30% of income, you need about $51,800 a year, or $25 an hour at a full-time job.
Is Giddings cheap or expensive?
Giddings is rated Cheap: rent takes 19.8% of the typical household income of $78,637. It ranks 161st cheapest of 426 Texas cities we track.
How much are property taxes in Giddings?
The median homeowner in Giddings pays $2,176 a year in property taxes, about 0.86% of the median home value.
Is Giddings more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Giddings?
The median home value in Giddings is $252,300, about 3.2 times the typical yearly household income.
5,151 people live in Giddings. Numbers are typical (middle) values.