States › Texas › Breckenridge

Is Breckenridge, TX expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,16034% lower than U.S. average
💵 Families earn per year (2026)$51,768about $4,314/month · 41% lower than U.S. average
🔑 House price$75,90077% lower than U.S. average

Rent is lower than in 78% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $46,400 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 119 of 426 cities from cheapest to most expensive.

Breckenridge
$1,160
Mabank
$1,046
Giddings
$1,295
Port Isabel
$787
Brady
$817
Nassau Bay
$1,585
Hudson
$1,241

How much do households earn in Breckenridge?

Under $25k
27.5%
$25k–50k
28.8%
$50k–100k
30.1%
$100k–150k
5.5%
$150k+
5.4%

Share of households by yearly income. 10.9% of households earn $100,000 or more.

Rent by apartment size in Breckenridge

SizeBreckenridgeU.S. average
1 bedroom$850$1,324
2 bedrooms$900$1,509
3 bedrooms$1,437$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Breckenridge overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Breckenridge, so the Texas figure is shown.

Taxes and bills in Breckenridge

🏛️ Property tax$1,520a year · 2.00% of home value · U.S. $3,119
⚡ Electric bill$218a month (typical) · U.S. $156

Life in Breckenridge

Commute to work22.9 minU.S.: 26.4 min
College degree17.2%U.S.: 35.7%
Own their home64.9%U.S.: 65.2%
Below poverty line20.2%U.S.: 12.5%
Unemployment9.3%U.S.: 5.2%

Is it cheaper to rent or buy in Breckenridge?

Buying is cheaper month to month: about $633 a month less than renting.

Renting
$1,160
Owning
$527

Owning assumes a typical $75,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $7,590 for the down payment.

Frequently asked questions

What is the average rent in Breckenridge, TX?

Renting in Breckenridge costs a median of about $1,160 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Breckenridge?

To keep rent under 30% of income, you need about $46,400 a year, or $22 an hour at a full-time job.

Is Breckenridge cheap or expensive?

Breckenridge is rated OK: rent takes 26.9% of the typical household income of $51,768. It ranks 119th cheapest of 426 Texas cities we track.

How much are property taxes in Breckenridge?

The median homeowner in Breckenridge pays $1,520 a year in property taxes, about 2.00% of the median home value.

Is Breckenridge more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Breckenridge?

The median home value in Breckenridge is $75,900, about 1.5 times the typical yearly household income.

5,170 people live in Breckenridge. Numbers are typical (middle) values.