States › Florida › Floral City

Is Floral City, FL expensive to live in?

CheapRent takes 12 cents of every $1 people earn here.
🏠 Rent per month (2026)$64963% lower than U.S. average
💵 Families earn per year (2026)$66,894about $5,575/month · 23% lower than U.S. average
🔑 House price$232,00030% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.5 years of household income. Commutes are long, about 32.3 minutes each way. Most homes (91.9%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $25,960 a year. That is $12 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 1 of 479 cities from cheapest to most expensive.

Floral City
$649
Crystal Lake
$1,404
Palm Springs North
$3,009
Okeechobee
$2,213
The Meadows
$1,831
Naples Manor
$1,577
Flagler Beach
$1,538

How much do households earn in Floral City?

Under $25k
13.8%
$25k–50k
25.9%
$50k–100k
34.5%
$100k–150k
13.9%
$150k+
4.6%

Share of households by yearly income. 18.5% of households earn $100,000 or more.

How expensive is Floral City overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Floral City, so the Florida figure is shown.

Taxes and bills in Floral City

🏛️ Property tax$1,454a year · 0.63% of home value · U.S. $3,119
⚡ Electric bill$168a month (typical) · U.S. $156

Life in Floral City

Commute to work32.3 minU.S.: 26.4 min
College degree17.9%U.S.: 35.7%
Own their home91.9%U.S.: 65.2%
Below poverty line15%U.S.: 12.5%
Unemployment5.3%U.S.: 5.2%

Is it cheaper to rent or buy in Floral City?

Renting is cheaper right now: about $961 a month less.

Renting
$649
Owning
$1,610

Owning assumes a typical $232,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,200 for the down payment.

Frequently asked questions

What is the average rent in Floral City, FL?

Renting in Floral City costs a median of about $649 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Floral City?

To keep rent under 30% of income, you need about $25,960 a year, or $12 an hour at a full-time job.

Is Floral City cheap or expensive?

Floral City is rated Cheap: rent takes 11.6% of the typical household income of $66,894. It ranks 1st cheapest of 479 Florida cities we track.

How much are property taxes in Floral City?

The median homeowner in Floral City pays $1,454 a year in property taxes, about 0.63% of the median home value.

Is Floral City more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Floral City?

The median home value in Floral City is $232,000, about 3.5 times the typical yearly household income.

5,437 people live in Floral City. Numbers are typical (middle) values.