States › Florida › Crystal Lake

Is Crystal Lake, FL expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,40420% lower than U.S. average
💵 Families earn per year (2026)$53,304about $4,442/month · 39% lower than U.S. average
🔑 House price$205,60038% lower than U.S. average

Rent is lower than in 63% of U.S. cities. A typical house costs about 3.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $56,160 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 66 of 479 cities from cheapest to most expensive.

Crystal Lake
$1,404
Floral City
$649
Okeechobee
$2,213
The Meadows
$1,831
Palm Springs North
$3,009
Naples Manor
$1,577
Fort Myers Beach
$1,932

How much do households earn in Crystal Lake?

Under $25k
23.1%
$25k–50k
30.8%
$50k–100k
25.4%
$100k–150k
12.4%
$150k+
2.5%

Share of households by yearly income. 14.9% of households earn $100,000 or more.

Rent by apartment size in Crystal Lake

SizeCrystal LakeU.S. average
1 bedroom$1,166$1,324
2 bedrooms$1,229$1,509
3 bedrooms$1,289$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Crystal Lake overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Crystal Lake, so the Florida figure is shown.

Taxes and bills in Crystal Lake

🏛️ Property tax$1,284a year · 0.62% of home value · U.S. $3,119
⚡ Electric bill$196a month (typical) · U.S. $156

Life in Crystal Lake

Commute to work29.2 minU.S.: 26.4 min
College degree10.1%U.S.: 35.7%
Own their home46.2%U.S.: 65.2%
Below poverty line26.3%U.S.: 12.5%
Unemployment4.1%U.S.: 5.2%

Is it cheaper to rent or buy in Crystal Lake?

About the same. Renting and owning cost within $23 of each other each month.

Renting
$1,404
Owning
$1,427

Owning assumes a typical $205,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,560 for the down payment.

Frequently asked questions

What is the average rent in Crystal Lake, FL?

Renting in Crystal Lake costs a median of about $1,404 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Crystal Lake?

To keep rent under 30% of income, you need about $56,160 a year, or $27 an hour at a full-time job.

Is Crystal Lake cheap or expensive?

Crystal Lake is rated Expensive: rent takes 31.6% of the typical household income of $53,304. It ranks 66th cheapest of 479 Florida cities we track.

How much are property taxes in Crystal Lake?

The median homeowner in Crystal Lake pays $1,284 a year in property taxes, about 0.62% of the median home value.

Is Crystal Lake more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Crystal Lake?

The median home value in Crystal Lake is $205,600, about 3.9 times the typical yearly household income.

5,451 people live in Crystal Lake. Numbers are typical (middle) values.