States › Colorado › Delta

Is Delta, CO expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,03141% lower than U.S. average
💵 Families earn per year (2026)$48,802about $4,067/month · 44% lower than U.S. average
🔑 House price$283,30015% lower than U.S. average

Rent is lower than in 86% of U.S. cities. A typical house costs about 5.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $41,240 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Colorado cities?

Yes. Rent here is cheaper than in most of Colorado. It is number 7 of 112 cities from cheapest to most expensive.

Delta
$1,031
Roxborough Park
$3,034
Craig
$1,755
Alamosa
$834
Cortez
$1,043
Fairmount
$2,841
Gypsum
$2,315

How much do households earn in Delta?

Under $25k
29.6%
$25k–50k
26.8%
$50k–100k
23.8%
$100k–150k
7.9%
$150k+
6.2%

Share of households by yearly income. 14.1% of households earn $100,000 or more.

Rent by apartment size in Delta

SizeDeltaU.S. average
Studio$555$1,338
1 bedroom$802$1,324
2 bedrooms$1,132$1,509
3 bedrooms$1,667$1,698
4 bedrooms$1,668$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Delta overall?

Everyday prices in Colorado overall are 3% above the U.S. average (index 103.1, U.S. = 100).

Housing
127
Goods (food, clothes…)
99
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Delta, so the Colorado figure is shown.

Taxes and bills in Delta

🏛️ Property tax$885a year · 0.31% of home value · U.S. $3,119
⚡ Electric bill$116a month (typical) · U.S. $156

Life in Delta

Commute to work20.9 minU.S.: 26.4 min
College degree24.4%U.S.: 35.7%
Own their home66%U.S.: 65.2%
Below poverty line20.5%U.S.: 12.5%
Unemployment3.7%U.S.: 5.2%

Is it cheaper to rent or buy in Delta?

Renting is cheaper right now: about $935 a month less.

Renting
$1,031
Owning
$1,966

Owning assumes a typical $283,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,330 for the down payment.

Frequently asked questions

What is the average rent in Delta, CO?

Renting in Delta costs a median of about $1,031 a month in 2026, including utilities. The Colorado median is $2,080.

How much do I need to make to live in Delta?

To keep rent under 30% of income, you need about $41,240 a year, or $20 an hour at a full-time job.

Is Delta cheap or expensive?

Delta is rated OK: rent takes 25.4% of the typical household income of $48,802. It ranks 7th cheapest of 112 Colorado cities we track.

How much are property taxes in Delta?

The median homeowner in Delta pays $885 a year in property taxes, about 0.31% of the median home value.

Is Delta more expensive than the national average?

Overall prices in Colorado are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Delta?

The median home value in Delta is $283,300, about 5.8 times the typical yearly household income.

9,421 people live in Delta. Numbers are typical (middle) values.