States › Texas › Cinco Ranch

Is Cinco Ranch, TX expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,09019% higher than U.S. average
💵 Families earn per year (2026)$174,687about $14,557/month · 101% higher than U.S. average
🔑 House price$475,60043% higher than U.S. average

Rent is higher than in 73% of U.S. cities. Household incomes are higher than in 94% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 30.4 minutes each way. It is a highly educated city: 71.2% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $83,600 a year. That is $40 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 352 of 426 cities from cheapest to most expensive.

Cinco Ranch
$2,090
$1,239
$1,187
$1,054
$1,691

How much do households earn in Cinco Ranch?

Under $25k
5.1%
$25k–50k
10.6%
$50k–100k
21.4%
$100k–150k
27.5%
$150k+
35.1%

Share of households by yearly income. 62.7% of households earn $100,000 or more.

Rent by apartment size in Cinco Ranch

SizeCinco RanchU.S. average
1 bedroom$1,455$1,324
2 bedrooms$1,846$1,509
3 bedrooms$2,045$1,698
4 bedrooms$2,894$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cinco Ranch overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cinco Ranch, so the Texas figure is shown.

Taxes and bills in Cinco Ranch

🏛️ Property tax$9,267a year · 1.95% of home value · U.S. $3,119
⚡ Electric bill$194a month (typical) · U.S. $156

Life in Cinco Ranch

Commute to work30.4 minU.S.: 26.4 min
College degree71.2%U.S.: 35.7%
Own their home74.2%U.S.: 65.2%
Below poverty line7.3%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

Is it cheaper to rent or buy in Cinco Ranch?

Renting is cheaper right now: about $1,210 a month less.

Renting
$2,090
Owning
$3,300

Owning assumes a typical $475,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,560 for the down payment.

Frequently asked questions

What is the average rent in Cinco Ranch, TX?

Renting in Cinco Ranch costs a median of about $2,090 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Cinco Ranch?

To keep rent under 30% of income, you need about $83,600 a year, or $40 an hour at a full-time job.

Is Cinco Ranch cheap or expensive?

Cinco Ranch is rated Cheap: rent takes 14.4% of the typical household income of $174,687. It ranks 352nd cheapest of 426 Texas cities we track.

How much are property taxes in Cinco Ranch?

The median homeowner in Cinco Ranch pays $9,267 a year in property taxes, about 1.95% of the median home value.

Is Cinco Ranch more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cinco Ranch?

The median home value in Cinco Ranch is $475,600, about 2.7 times the typical yearly household income.

18,611 people live in Cinco Ranch. Numbers are typical (middle) values.