salaryRent is higher than in 60% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 3.1 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $73,920 a year. That is $36 an hour at a full-time job.
Is rent cheaper than other Texas cities?
No. Rent here is more expensive than in most of Texas. It is number 306 of 426 cities from cheapest to most expensive.
How much do households earn in White Settlement?
Share of households by yearly income. 11.8% of households earn $100,000 or more.
Rent by apartment size in White Settlement
| Size | White Settlement | U.S. average |
|---|---|---|
| Studio | $1,034 | $1,338 |
| 1 bedroom | $1,186 | $1,324 |
| 2 bedrooms | $1,329 | $1,509 |
| 3 bedrooms | $1,735 | $1,698 |
| 4 bedrooms | $1,893 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is White Settlement overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for White Settlement, so the Texas figure is shown.
Taxes and bills in White Settlement
Life in White Settlement
Is it cheaper to rent or buy in White Settlement?
Buying is cheaper month to month: about $550 a month less than renting.
Owning assumes a typical $187,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,710 for the down payment.
Frequently asked questions
What is the average rent in White Settlement, TX?
Renting in White Settlement costs a median of about $1,848 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in White Settlement?
To keep rent under 30% of income, you need about $73,920 a year, or $36 an hour at a full-time job.
Is White Settlement cheap or expensive?
White Settlement is rated Expensive: rent takes 36.2% of the typical household income of $61,242. It ranks 306th cheapest of 426 Texas cities we track.
How much are property taxes in White Settlement?
The median homeowner in White Settlement pays $2,762 a year in property taxes, about 1.48% of the median home value.
Is White Settlement more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in White Settlement?
The median home value in White Settlement is $187,100, about 3.1 times the typical yearly household income.
18,150 people live in White Settlement. Numbers are typical (middle) values.