States › California › Cambria

Is Cambria, CA expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,04016% higher than U.S. average
💵 Families earn per year (2026)$106,930about $8,911/month · 23% higher than U.S. average
🔑 House price$930,200180% higher than U.S. average

Rent is higher than in 71% of U.S. cities. A typical house costs about 8.7 years of household income, so buying is hard for most locals. Most homes (78.1%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $81,600 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 242 of 653 cities from cheapest to most expensive.

Cambria
$2,040
$1,983

How much do households earn in Cambria?

Under $25k
12.3%
$25k–50k
17.2%
$50k–100k
36.6%
$100k–150k
11.3%
$150k+
18.5%

Share of households by yearly income. 29.8% of households earn $100,000 or more.

Rent by apartment size in Cambria

SizeCambriaU.S. average
1 bedroom$1,798$1,324
2 bedrooms$1,959$1,509
3 bedrooms$3,271$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cambria overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cambria, so the California figure is shown.

Taxes and bills in Cambria

🏛️ Property tax$6,443a year · 0.69% of home value · U.S. $3,119
⚡ Electric bill$106a month (typical) · U.S. $156

Life in Cambria

Commute to work21.4 minU.S.: 26.4 min
College degree48.8%U.S.: 35.7%
Own their home78.1%U.S.: 65.2%
Below poverty line10.5%U.S.: 12.5%
Unemployment8.3%U.S.: 5.2%

Is it cheaper to rent or buy in Cambria?

Renting is cheaper right now: about $4,414 a month less.

Renting
$2,040
Owning
$6,454

Owning assumes a typical $930,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $93,020 for the down payment.

Frequently asked questions

What is the average rent in Cambria, CA?

Renting in Cambria costs a median of about $2,040 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Cambria?

To keep rent under 30% of income, you need about $81,600 a year, or $39 an hour at a full-time job.

Is Cambria cheap or expensive?

Cambria is rated OK: rent takes 22.9% of the typical household income of $106,930. It ranks 242nd cheapest of 653 California cities we track.

How much are property taxes in Cambria?

The median homeowner in Cambria pays $6,443 a year in property taxes, about 0.69% of the median home value.

Is Cambria more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cambria?

The median home value in Cambria is $930,200, about 8.7 times the typical yearly household income.

5,978 people live in Cambria. Numbers are typical (middle) values.