Rent is higher than in 54% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (79.6%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $69,680 a year. That is $34 an hour at a full-time job.
Is rent cheaper than other Louisiana cities?
No. Rent here is more expensive than in most of Louisiana. It is number 94 of 102 cities from cheapest to most expensive.
How much do households earn in Zachary?
Share of households by yearly income. 35.2% of households earn $100,000 or more.
Rent by apartment size in Zachary
| Size | Zachary | U.S. average |
|---|---|---|
| 1 bedroom | $1,316 | $1,324 |
| 2 bedrooms | $1,657 | $1,509 |
| 3 bedrooms | $1,873 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Zachary overall?
Everyday prices in Louisiana overall are 12% below the U.S. average (index 88.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Zachary, so the Louisiana figure is shown.
Taxes and bills in Zachary
Life in Zachary
Is it cheaper to rent or buy in Zachary?
Renting is cheaper right now: about $56 a month less.
Owning assumes a typical $259,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,910 for the down payment.
Frequently asked questions
What is the average rent in Zachary, LA?
Renting in Zachary costs a median of about $1,742 a month in 2026, including utilities. The Louisiana median is $1,165.
How much do I need to make to live in Zachary?
To keep rent under 30% of income, you need about $69,680 a year, or $34 an hour at a full-time job.
Is Zachary cheap or expensive?
Zachary is rated OK: rent takes 22.9% of the typical household income of $91,112. It ranks 94th cheapest of 102 Louisiana cities we track.
How much are property taxes in Zachary?
The median homeowner in Zachary pays $1,943 a year in property taxes, about 0.75% of the median home value.
Is Zachary more expensive than the national average?
Overall prices in Louisiana are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Zachary?
The median home value in Zachary is $259,100, about 2.8 times the typical yearly household income.
19,952 people live in Zachary. Numbers are typical (middle) values.