States › Louisiana › Zachary

Is Zachary, LA expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7421% lower than U.S. average
💵 Families earn per year (2026)$91,112about $7,593/month · 5% higher than U.S. average
🔑 House price$259,10022% lower than U.S. average

Rent is higher than in 54% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (79.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $69,680 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other Louisiana cities?

No. Rent here is more expensive than in most of Louisiana. It is number 94 of 102 cities from cheapest to most expensive.

Zachary
$1,742
$1,096
$1,253
$1,372
$1,085

How much do households earn in Zachary?

Under $25k
11.5%
$25k–50k
12.6%
$50k–100k
35.6%
$100k–150k
23.0%
$150k+
12.2%

Share of households by yearly income. 35.2% of households earn $100,000 or more.

Rent by apartment size in Zachary

SizeZacharyU.S. average
1 bedroom$1,316$1,324
2 bedrooms$1,657$1,509
3 bedrooms$1,873$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Zachary overall?

Everyday prices in Louisiana overall are 12% below the U.S. average (index 88.2, U.S. = 100).

Housing
63
Goods (food, clothes…)
94
Utilities
71
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Zachary, so the Louisiana figure is shown.

Taxes and bills in Zachary

🏛️ Property tax$1,943a year · 0.75% of home value · U.S. $3,119
⚡ Electric bill$204a month (typical) · U.S. $156

Life in Zachary

Commute to work27.7 minU.S.: 26.4 min
College degree32.7%U.S.: 35.7%
Own their home79.6%U.S.: 65.2%
Below poverty line8.5%U.S.: 12.5%
Unemployment6.9%U.S.: 5.2%

Is it cheaper to rent or buy in Zachary?

Renting is cheaper right now: about $56 a month less.

Renting
$1,742
Owning
$1,798

Owning assumes a typical $259,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,910 for the down payment.

Frequently asked questions

What is the average rent in Zachary, LA?

Renting in Zachary costs a median of about $1,742 a month in 2026, including utilities. The Louisiana median is $1,165.

How much do I need to make to live in Zachary?

To keep rent under 30% of income, you need about $69,680 a year, or $34 an hour at a full-time job.

Is Zachary cheap or expensive?

Zachary is rated OK: rent takes 22.9% of the typical household income of $91,112. It ranks 94th cheapest of 102 Louisiana cities we track.

How much are property taxes in Zachary?

The median homeowner in Zachary pays $1,943 a year in property taxes, about 0.75% of the median home value.

Is Zachary more expensive than the national average?

Overall prices in Louisiana are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Zachary?

The median home value in Zachary is $259,100, about 2.8 times the typical yearly household income.

19,952 people live in Zachary. Numbers are typical (middle) values.