Rent is lower than in 82% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $43,800 a year. That is $21 an hour at a full-time job.
Is rent cheaper than other Ohio cities?
Yes. Rent here is cheaper than in most of Ohio. It is number 87 of 288 cities from cheapest to most expensive.
How much do households earn in Xenia?
Share of households by yearly income. 15.3% of households earn $100,000 or more.
Rent by apartment size in Xenia
| Size | Xenia | U.S. average |
|---|---|---|
| 1 bedroom | $682 | $1,324 |
| 2 bedrooms | $978 | $1,509 |
| 3 bedrooms | $1,275 | $1,698 |
| 4 bedrooms | $1,359 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Xenia overall?
Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Xenia, so the Ohio figure is shown.
Taxes and bills in Xenia
Life in Xenia
Is it cheaper to rent or buy in Xenia?
About the same. Renting and owning cost within $32 of each other each month.
Owning assumes a typical $162,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,240 for the down payment.
Frequently asked questions
What is the average rent in Xenia, OH?
Renting in Xenia costs a median of about $1,095 a month in 2026, including utilities. The Ohio median is $1,261.
How much do I need to make to live in Xenia?
To keep rent under 30% of income, you need about $43,800 a year, or $21 an hour at a full-time job.
Is Xenia cheap or expensive?
Xenia is rated OK: rent takes 21.7% of the typical household income of $60,427. It ranks 87th cheapest of 288 Ohio cities we track.
How much are property taxes in Xenia?
The median homeowner in Xenia pays $2,057 a year in property taxes, about 1.27% of the median home value.
Is Xenia more expensive than the national average?
Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Xenia?
The median home value in Xenia is $162,400, about 2.7 times the typical yearly household income.
25,689 people live in Xenia. Numbers are typical (middle) values.