States › Kentucky › Wilmore

Is Wilmore, KY expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,33724% lower than U.S. average
💵 Families earn per year (2026)$83,762about $6,980/month · 4% lower than U.S. average
🔑 House price$248,90025% lower than U.S. average

Rent is lower than in 67% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $53,480 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

No. Rent here is more expensive than in most of Kentucky. It is number 58 of 87 cities from cheapest to most expensive.

Wilmore
$1,337
Fort Wright
$1,202
Princeton
$1,210
Cold Spring
$1,253
Crestwood
$1,297
Monticello
$763
Dayton
$1,848

How much do households earn in Wilmore?

Under $25k
14.1%
$25k–50k
24.1%
$50k–100k
42.2%
$100k–150k
13.2%
$150k+
4.3%

Share of households by yearly income. 17.5% of households earn $100,000 or more.

Rent by apartment size in Wilmore

SizeWilmoreU.S. average
1 bedroom$680$1,324
2 bedrooms$842$1,509
3 bedrooms$1,291$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Wilmore overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Wilmore, so the Kentucky figure is shown.

Taxes and bills in Wilmore

🏛️ Property tax$1,921a year · 0.77% of home value · U.S. $3,119
⚡ Electric bill$151a month (typical) · U.S. $156

Life in Wilmore

Commute to work20.3 minU.S.: 26.4 min
College degree49.6%U.S.: 35.7%
Own their home50.7%U.S.: 65.2%
Below poverty line12.5%U.S.: 12.5%
Unemployment2.5%U.S.: 5.2%

Is it cheaper to rent or buy in Wilmore?

Renting is cheaper right now: about $390 a month less.

Renting
$1,337
Owning
$1,727

Owning assumes a typical $248,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,890 for the down payment.

Frequently asked questions

What is the average rent in Wilmore, KY?

Renting in Wilmore costs a median of about $1,337 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Wilmore?

To keep rent under 30% of income, you need about $53,480 a year, or $26 an hour at a full-time job.

Is Wilmore cheap or expensive?

Wilmore is rated Cheap: rent takes 19.2% of the typical household income of $83,762. It ranks 58th cheapest of 87 Kentucky cities we track.

How much are property taxes in Wilmore?

The median homeowner in Wilmore pays $1,921 a year in property taxes, about 0.77% of the median home value.

Is Wilmore more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Wilmore?

The median home value in Wilmore is $248,900, about 3.0 times the typical yearly household income.

6,057 people live in Wilmore. Numbers are typical (middle) values.