States › Ohio › Wilmington

Is Wilmington, OH expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,23430% lower than U.S. average
💵 Families earn per year (2026)$61,689about $5,141/month · 29% lower than U.S. average
🔑 House price$174,40048% lower than U.S. average

Rent is lower than in 74% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 17.3 minutes.

How much money do I need?

To rent here comfortably, you should earn about $49,360 a year. That is $24 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

Yes. Rent here is cheaper than in most of Ohio. It is number 137 of 288 cities from cheapest to most expensive.

Wilmington
$1,234
$1,873
$1,066
$1,015

How much do households earn in Wilmington?

Under $25k
19.1%
$25k–50k
27.1%
$50k–100k
36.4%
$100k–150k
8.9%
$150k+
2.6%

Share of households by yearly income. 11.4% of households earn $100,000 or more.

Rent by apartment size in Wilmington

SizeWilmingtonU.S. average
Studio$1,767$1,338
1 bedroom$746$1,324
2 bedrooms$992$1,509
3 bedrooms$1,192$1,698
4 bedrooms$1,250$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Wilmington overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Wilmington, so the Ohio figure is shown.

Taxes and bills in Wilmington

🏛️ Property tax$1,769a year · 1.01% of home value · U.S. $3,119
⚡ Electric bill$112a month (typical) · U.S. $156

Life in Wilmington

Commute to work17.3 minU.S.: 26.4 min
College degree21.2%U.S.: 35.7%
Own their home58.2%U.S.: 65.2%
Below poverty line17.5%U.S.: 12.5%
Unemployment4.2%U.S.: 5.2%

Is it cheaper to rent or buy in Wilmington?

About the same. Renting and owning cost within $24 of each other each month.

Renting
$1,234
Owning
$1,210

Owning assumes a typical $174,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,440 for the down payment.

Frequently asked questions

What is the average rent in Wilmington, OH?

Renting in Wilmington costs a median of about $1,234 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Wilmington?

To keep rent under 30% of income, you need about $49,360 a year, or $24 an hour at a full-time job.

Is Wilmington cheap or expensive?

Wilmington is rated OK: rent takes 24.0% of the typical household income of $61,689. It ranks 137th cheapest of 288 Ohio cities we track.

How much are property taxes in Wilmington?

The median homeowner in Wilmington pays $1,769 a year in property taxes, about 1.01% of the median home value.

Is Wilmington more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Wilmington?

The median home value in Wilmington is $174,400, about 2.8 times the typical yearly household income.

12,620 people live in Wilmington. Numbers are typical (middle) values.