States › North Carolina › Wilmington

Is Wilmington, NC expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7301% lower than U.S. average
💵 Families earn per year (2026)$71,977about $5,998/month · 17% lower than U.S. average
🔑 House price$383,80015% higher than U.S. average

Rent is higher than in 54% of U.S. cities. A typical house costs about 5.3 years of household income. Commutes are short, about 18.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $69,200 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

No. Rent here is more expensive than in most of North Carolina. It is number 108 of 164 cities from cheapest to most expensive.

Wilmington
$1,730
$1,929
$1,950
$1,453
$2,050

How much do households earn in Wilmington?

Under $25k
15.5%
$25k–50k
24.0%
$50k–100k
30.7%
$100k–150k
13.1%
$150k+
10.8%

Share of households by yearly income. 24.0% of households earn $100,000 or more.

Rent by apartment size in Wilmington

SizeWilmingtonU.S. average
Studio$1,218$1,338
1 bedroom$1,305$1,324
2 bedrooms$1,503$1,509
3 bedrooms$1,746$1,698
4 bedrooms$1,365$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Wilmington overall?

Everyday prices in the Wilmington metro area are 4% below the U.S. average (index 96.4, U.S. = 100).

Housing
93
Goods (food, clothes…)
97
Utilities
88
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Wilmington

🏛️ Property tax$2,558a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$149a month (typical) · U.S. $156

Life in Wilmington

Commute to work18.5 minU.S.: 26.4 min
College degree46.8%U.S.: 35.7%
Own their home47.6%U.S.: 65.2%
Below poverty line16%U.S.: 12.5%
Unemployment4.3%U.S.: 5.2%

What jobs pay in Wilmington

JobMedian payRent / pay
Pharmacist$151,79013.7%
Physician Assistant$131,27015.8%
Nurse Practitioner$124,99016.6%
Software Developer$123,73016.8%
Lawyer$109,62018.9%
Dental Hygienist$96,70021.5%
Civil Engineer$94,45022.0%
Computer Systems Analyst$93,83022.1%
Operations Manager$90,27023.0%
Registered Nurse$80,97025.6%
Accountant$77,92026.6%
Market Research Analyst$69,48029.9%
Licensed Practical Nurse$63,39032.7%
Plumber$56,39036.8%
Electrician$54,08038.4%
Police Officer$53,52038.8%
Carpenter$50,83040.8%
HVAC Technician$49,86041.6%
Truck Driver$48,85042.5%
Elementary School Teacher$48,24043.0%
Medical Assistant$42,00049.4%
Customer Service Representative$38,10054.5%
Nursing Assistant$37,71055.1%
Warehouse Worker$37,16055.9%
Firefighter$35,58058.3%
Restaurant Cook$34,94059.4%
Retail Salesperson$30,79067.4%
Server (Waiter/Waitress)$30,61067.8%
Cashier$28,52072.8%

Is it cheaper to rent or buy in Wilmington?

Renting is cheaper right now: about $933 a month less.

Renting
$1,730
Owning
$2,663

Owning assumes a typical $383,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,380 for the down payment.

Frequently asked questions

What is the average rent in Wilmington, NC?

Renting in Wilmington costs a median of about $1,730 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Wilmington?

To keep rent under 30% of income, you need about $69,200 a year, or $33 an hour at a full-time job.

Is Wilmington cheap or expensive?

Wilmington is rated OK: rent takes 28.8% of the typical household income of $71,977. It ranks 108th cheapest of 164 North Carolina cities we track.

How much are property taxes in Wilmington?

The median homeowner in Wilmington pays $2,558 a year in property taxes, about 0.67% of the median home value.

Is Wilmington more expensive than the national average?

Overall prices in the metro area are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Wilmington?

The median home value in Wilmington is $383,800, about 5.3 times the typical yearly household income.

120,805 people live in Wilmington. Numbers are typical (middle) values.