salaryRent here is among the highest 10% in the country. Household incomes are higher than in 95% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 30.3 minutes each way. Most homes (88.1%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $141,560 a year. That is $68 an hour at a full-time job.
Is rent cheaper than other Massachusetts cities?
No. Rent here is more expensive than in most of Massachusetts. It is number 121 of 123 cities from cheapest to most expensive.
How much do households earn in Wilmington?
Share of households by yearly income. 62.0% of households earn $100,000 or more.
Rent by apartment size in Wilmington
| Size | Wilmington | U.S. average |
|---|---|---|
| Studio | $2,945 | $1,338 |
| 2 bedrooms | $2,937 | $1,509 |
| 3 bedrooms | $3,213 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Wilmington overall?
Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Wilmington, so the Massachusetts figure is shown.
Taxes and bills in Wilmington
Life in Wilmington
Is it cheaper to rent or buy in Wilmington?
Renting is cheaper right now: about $1,183 a month less.
Owning assumes a typical $680,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $68,050 for the down payment.
Frequently asked questions
What is the average rent in Wilmington, MA?
Renting in Wilmington costs a median of about $3,539 a month in 2026, including utilities. The Massachusetts median is $2,331.
How much do I need to make to live in Wilmington?
To keep rent under 30% of income, you need about $141,560 a year, or $68 an hour at a full-time job.
Is Wilmington cheap or expensive?
Wilmington is rated OK: rent takes 23.4% of the typical household income of $181,352. It ranks 121st cheapest of 123 Massachusetts cities we track.
How much are property taxes in Wilmington?
The median homeowner in Wilmington pays $7,704 a year in property taxes, about 1.13% of the median home value.
Is Wilmington more expensive than the national average?
Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Wilmington?
The median home value in Wilmington is $680,500, about 3.8 times the typical yearly household income.
23,336 people live in Wilmington. Numbers are typical (middle) values.