States › Georgia › Wilmington Island

Is Wilmington Island, GA expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,13522% higher than U.S. average
💵 Families earn per year (2026)$101,297about $8,441/month · 16% higher than U.S. average
🔑 House price$404,90022% higher than U.S. average

Rent is higher than in 74% of U.S. cities. A typical house costs about 4.0 years of household income. Most homes (77%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $85,400 a year. That is $41 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

No. Rent here is more expensive than in most of Georgia. It is number 142 of 168 cities from cheapest to most expensive.

Wilmington Island
$2,135
$2,102
$1,464
$1,488

How much do households earn in Wilmington Island?

Under $25k
7.8%
$25k–50k
19.1%
$50k–100k
36.9%
$100k–150k
23.1%
$150k+
12.0%

Share of households by yearly income. 35.1% of households earn $100,000 or more.

Rent by apartment size in Wilmington Island

SizeWilmington IslandU.S. average
1 bedroom$1,489$1,324
2 bedrooms$1,878$1,509
3 bedrooms$2,245$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Wilmington Island overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Wilmington Island, so the Georgia figure is shown.

Taxes and bills in Wilmington Island

🏛️ Property tax$3,103a year · 0.77% of home value · U.S. $3,119
⚡ Electric bill$173a month (typical) · U.S. $156

Life in Wilmington Island

Commute to work28.3 minU.S.: 26.4 min
College degree52.6%U.S.: 35.7%
Own their home77%U.S.: 65.2%
Below poverty line4.2%U.S.: 12.5%
Unemployment3.5%U.S.: 5.2%

Is it cheaper to rent or buy in Wilmington Island?

Renting is cheaper right now: about $674 a month less.

Renting
$2,135
Owning
$2,809

Owning assumes a typical $404,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,490 for the down payment.

Frequently asked questions

What is the average rent in Wilmington Island, GA?

Renting in Wilmington Island costs a median of about $2,135 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Wilmington Island?

To keep rent under 30% of income, you need about $85,400 a year, or $41 an hour at a full-time job.

Is Wilmington Island cheap or expensive?

Wilmington Island is rated OK: rent takes 25.3% of the typical household income of $101,297. It ranks 142nd cheapest of 168 Georgia cities we track.

How much are property taxes in Wilmington Island?

The median homeowner in Wilmington Island pays $3,103 a year in property taxes, about 0.77% of the median home value.

Is Wilmington Island more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Wilmington Island?

The median home value in Wilmington Island is $404,900, about 4.0 times the typical yearly household income.

13,905 people live in Wilmington Island. Numbers are typical (middle) values.