States › Florida › Willow Oak

Is Willow Oak, FL expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,17533% lower than U.S. average
💵 Families earn per year (2026)$70,845about $5,904/month · 19% lower than U.S. average
🔑 House price$276,30017% lower than U.S. average

Rent is lower than in 77% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 32.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $47,000 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 29 of 479 cities from cheapest to most expensive.

Willow Oak
$1,175
$1,372

How much do households earn in Willow Oak?

Under $25k
15.3%
$25k–50k
26.2%
$50k–100k
43.7%
$100k–150k
8.3%
$150k+
3.7%

Share of households by yearly income. 12.0% of households earn $100,000 or more.

Rent by apartment size in Willow Oak

SizeWillow OakU.S. average
1 bedroom$925$1,324
2 bedrooms$1,305$1,509
3 bedrooms$1,055$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Willow Oak overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Willow Oak, so the Florida figure is shown.

Taxes and bills in Willow Oak

🏛️ Property tax$1,707a year · 0.62% of home value · U.S. $3,119
⚡ Electric bill$177a month (typical) · U.S. $156

Life in Willow Oak

Commute to work32.3 minU.S.: 26.4 min
College degree13.4%U.S.: 35.7%
Own their home49.7%U.S.: 65.2%
Below poverty line24.7%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

Is it cheaper to rent or buy in Willow Oak?

Renting is cheaper right now: about $742 a month less.

Renting
$1,175
Owning
$1,917

Owning assumes a typical $276,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,630 for the down payment.

Frequently asked questions

What is the average rent in Willow Oak, FL?

Renting in Willow Oak costs a median of about $1,175 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Willow Oak?

To keep rent under 30% of income, you need about $47,000 a year, or $23 an hour at a full-time job.

Is Willow Oak cheap or expensive?

Willow Oak is rated Cheap: rent takes 19.9% of the typical household income of $70,845. It ranks 29th cheapest of 479 Florida cities we track.

How much are property taxes in Willow Oak?

The median homeowner in Willow Oak pays $1,707 a year in property taxes, about 0.62% of the median home value.

Is Willow Oak more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Willow Oak?

The median home value in Willow Oak is $276,300, about 3.9 times the typical yearly household income.

7,454 people live in Willow Oak. Numbers are typical (middle) values.