Rent is lower than in 77% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 32.3 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $47,000 a year. That is $23 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 29 of 479 cities from cheapest to most expensive.
How much do households earn in Willow Oak?
Share of households by yearly income. 12.0% of households earn $100,000 or more.
Rent by apartment size in Willow Oak
| Size | Willow Oak | U.S. average |
|---|---|---|
| 1 bedroom | $925 | $1,324 |
| 2 bedrooms | $1,305 | $1,509 |
| 3 bedrooms | $1,055 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Willow Oak overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Willow Oak, so the Florida figure is shown.
Taxes and bills in Willow Oak
Life in Willow Oak
Is it cheaper to rent or buy in Willow Oak?
Renting is cheaper right now: about $742 a month less.
Owning assumes a typical $276,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,630 for the down payment.
Frequently asked questions
What is the average rent in Willow Oak, FL?
Renting in Willow Oak costs a median of about $1,175 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Willow Oak?
To keep rent under 30% of income, you need about $47,000 a year, or $23 an hour at a full-time job.
Is Willow Oak cheap or expensive?
Willow Oak is rated Cheap: rent takes 19.9% of the typical household income of $70,845. It ranks 29th cheapest of 479 Florida cities we track.
How much are property taxes in Willow Oak?
The median homeowner in Willow Oak pays $1,707 a year in property taxes, about 0.62% of the median home value.
Is Willow Oak more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Willow Oak?
The median home value in Willow Oak is $276,300, about 3.9 times the typical yearly household income.
7,454 people live in Willow Oak. Numbers are typical (middle) values.