States › Kentucky › Williamsburg

Is Williamsburg, KY expensive to live in?

ExpensiveRent takes 30 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,03741% lower than U.S. average
💵 Families earn per year (2026)$41,142about $3,429/month · 53% lower than U.S. average
🔑 House price$113,30066% lower than U.S. average

Rent is lower than in 86% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 12.9 minutes. Most households rent (64%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $41,480 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

Yes. Rent here is cheaper than in most of Kentucky. It is number 27 of 87 cities from cheapest to most expensive.

Williamsburg
$1,037
$1,106
$758
$2,306
$1,374

How much do households earn in Williamsburg?

Under $25k
28.2%
$25k–50k
27.7%
$50k–100k
21.2%
$100k–150k
5.3%
$150k+
3.5%

Share of households by yearly income. 8.8% of households earn $100,000 or more.

Rent by apartment size in Williamsburg

SizeWilliamsburgU.S. average
Studio$658$1,338
1 bedroom$399$1,324
2 bedrooms$886$1,509
3 bedrooms$1,054$1,698
4 bedrooms$1,103$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Williamsburg overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Williamsburg, so the Kentucky figure is shown.

Taxes and bills in Williamsburg

🏛️ Property tax$1,021a year · 0.90% of home value · U.S. $3,119
⚡ Electric bill$140a month (typical) · U.S. $156

Life in Williamsburg

Commute to work12.9 minU.S.: 26.4 min
College degree21.2%U.S.: 35.7%
Own their home35.9%U.S.: 65.2%
Below poverty line30.9%U.S.: 12.5%
Unemployment3.9%U.S.: 5.2%

Is it cheaper to rent or buy in Williamsburg?

Buying is cheaper month to month: about $251 a month less than renting.

Renting
$1,037
Owning
$786

Owning assumes a typical $113,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $11,330 for the down payment.

Frequently asked questions

What is the average rent in Williamsburg, KY?

Renting in Williamsburg costs a median of about $1,037 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Williamsburg?

To keep rent under 30% of income, you need about $41,480 a year, or $20 an hour at a full-time job.

Is Williamsburg cheap or expensive?

Williamsburg is rated Expensive: rent takes 30.2% of the typical household income of $41,142. It ranks 27th cheapest of 87 Kentucky cities we track.

How much are property taxes in Williamsburg?

The median homeowner in Williamsburg pays $1,021 a year in property taxes, about 0.90% of the median home value.

Is Williamsburg more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Williamsburg?

The median home value in Williamsburg is $113,300, about 2.8 times the typical yearly household income.

5,270 people live in Williamsburg. Numbers are typical (middle) values.