salaryRent is lower than in 64% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are short, about 17 minutes. Most households rent (68%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $55,400 a year. That is $27 an hour at a full-time job.
Is rent cheaper than other Wisconsin cities?
No. Rent here is more expensive than in most of Wisconsin. It is number 90 of 156 cities from cheapest to most expensive.
How much do households earn in Whitewater?
Share of households by yearly income. 19.7% of households earn $100,000 or more.
Rent by apartment size in Whitewater
| Size | Whitewater | U.S. average |
|---|---|---|
| Studio | $827 | $1,338 |
| 1 bedroom | $817 | $1,324 |
| 2 bedrooms | $1,162 | $1,509 |
| 3 bedrooms | $1,626 | $1,698 |
| 4 bedrooms | $2,079 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Whitewater overall?
Everyday prices in Wisconsin overall are 6% below the U.S. average (index 94.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Whitewater, so the Wisconsin figure is shown.
Taxes and bills in Whitewater
Life in Whitewater
Is it cheaper to rent or buy in Whitewater?
Renting is cheaper right now: about $207 a month less.
Owning assumes a typical $229,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,940 for the down payment.
Frequently asked questions
What is the average rent in Whitewater, WI?
Renting in Whitewater costs a median of about $1,385 a month in 2026, including utilities. The Wisconsin median is $1,305.
How much do I need to make to live in Whitewater?
To keep rent under 30% of income, you need about $55,400 a year, or $27 an hour at a full-time job.
Is Whitewater cheap or expensive?
Whitewater is rated OK: rent takes 28.0% of the typical household income of $59,284. It ranks 90th cheapest of 156 Wisconsin cities we track.
How much are property taxes in Whitewater?
The median homeowner in Whitewater pays $3,869 a year in property taxes, about 1.69% of the median home value.
Is Whitewater more expensive than the national average?
Overall prices in Wisconsin are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Whitewater?
The median home value in Whitewater is $229,400, about 3.9 times the typical yearly household income.
15,807 people live in Whitewater. Numbers are typical (middle) values.