salaryRent is lower than in 72% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.6 minutes.
How much money do I need?
To rent here comfortably, you should earn about $50,240 a year. That is $24 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 149 of 426 cities from cheapest to most expensive.
How much do households earn in White Oak?
Share of households by yearly income. 29.0% of households earn $100,000 or more.
Rent by apartment size in White Oak
| Size | White Oak | U.S. average |
|---|---|---|
| 2 bedrooms | $1,124 | $1,509 |
| 3 bedrooms | $1,288 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is White Oak overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for White Oak, so the Texas figure is shown.
Taxes and bills in White Oak
Life in White Oak
Is it cheaper to rent or buy in White Oak?
Renting is cheaper right now: about $375 a month less.
Owning assumes a typical $235,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,500 for the down payment.
Frequently asked questions
What is the average rent in White Oak, TX?
Renting in White Oak costs a median of about $1,256 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in White Oak?
To keep rent under 30% of income, you need about $50,240 a year, or $24 an hour at a full-time job.
Is White Oak cheap or expensive?
White Oak is rated Cheap: rent takes 13.8% of the typical household income of $108,958. It ranks 149th cheapest of 426 Texas cities we track.
How much are property taxes in White Oak?
The median homeowner in White Oak pays $2,163 a year in property taxes, about 0.92% of the median home value.
Is White Oak more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in White Oak?
The median home value in White Oak is $235,000, about 2.2 times the typical yearly household income.
6,235 people live in White Oak. Numbers are typical (middle) values.