States › Pennsylvania › White Oak

Is White Oak, PA expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,10337% lower than U.S. average
💵 Families earn per year (2026)$64,119about $5,343/month · 26% lower than U.S. average
🔑 House price$162,20051% lower than U.S. average

Rent is lower than in 82% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $44,120 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other Pennsylvania cities?

Yes. Rent here is cheaper than in most of Pennsylvania. It is number 78 of 269 cities from cheapest to most expensive.

White Oak
$1,103
$1,610
$1,066
$1,035

How much do households earn in White Oak?

Under $25k
17.0%
$25k–50k
28.9%
$50k–100k
31.0%
$100k–150k
15.6%
$150k+
3.9%

Share of households by yearly income. 19.5% of households earn $100,000 or more.

Rent by apartment size in White Oak

SizeWhite OakU.S. average
1 bedroom$904$1,324
2 bedrooms$1,170$1,509
3 bedrooms$1,230$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is White Oak overall?

Everyday prices in Pennsylvania overall are 2% below the U.S. average (index 97.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
99
Utilities
109
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for White Oak, so the Pennsylvania figure is shown.

Taxes and bills in White Oak

🏛️ Property tax$2,463a year · 1.52% of home value · U.S. $3,119
⚡ Electric bill$113a month (typical) · U.S. $156

Life in White Oak

Commute to work28.1 minU.S.: 26.4 min
College degree28.8%U.S.: 35.7%
Own their home66.2%U.S.: 65.2%
Below poverty line9.8%U.S.: 12.5%
Unemployment7%U.S.: 5.2%

Is it cheaper to rent or buy in White Oak?

About the same. Renting and owning cost within $22 of each other each month.

Renting
$1,103
Owning
$1,125

Owning assumes a typical $162,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,220 for the down payment.

Frequently asked questions

What is the average rent in White Oak, PA?

Renting in White Oak costs a median of about $1,103 a month in 2026, including utilities. The Pennsylvania median is $1,367.

How much do I need to make to live in White Oak?

To keep rent under 30% of income, you need about $44,120 a year, or $21 an hour at a full-time job.

Is White Oak cheap or expensive?

White Oak is rated OK: rent takes 20.6% of the typical household income of $64,119. It ranks 78th cheapest of 269 Pennsylvania cities we track.

How much are property taxes in White Oak?

The median homeowner in White Oak pays $2,463 a year in property taxes, about 1.52% of the median home value.

Is White Oak more expensive than the national average?

Overall prices in Pennsylvania are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in White Oak?

The median home value in White Oak is $162,200, about 2.5 times the typical yearly household income.

7,468 people live in White Oak. Numbers are typical (middle) values.