States › Texas › Wharton

Is Wharton, TX expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$92747% lower than U.S. average
💵 Families earn per year (2026)$62,782about $5,232/month · 28% lower than U.S. average
🔑 House price$149,40055% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $37,080 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 42 of 426 cities from cheapest to most expensive.

Wharton
$927
Providence Village
$2,539
Hondo
$1,536
Brownfield
$781
Highland Park
$3,500+
Graham
$1,337
Liberty
$1,115

How much do households earn in Wharton?

Under $25k
13.0%
$25k–50k
32.6%
$50k–100k
35.2%
$100k–150k
9.2%
$150k+
5.6%

Share of households by yearly income. 14.8% of households earn $100,000 or more.

Rent by apartment size in Wharton

SizeWhartonU.S. average
Studio$845$1,338
1 bedroom$898$1,324
2 bedrooms$1,231$1,509
3 bedrooms$1,607$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Wharton overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Wharton, so the Texas figure is shown.

Taxes and bills in Wharton

🏛️ Property tax$2,530a year · 1.69% of home value · U.S. $3,119
⚡ Electric bill$210a month (typical) · U.S. $156

Life in Wharton

Commute to work24.9 minU.S.: 26.4 min
College degree15.3%U.S.: 35.7%
Own their home54.3%U.S.: 65.2%
Below poverty line11.9%U.S.: 12.5%
Unemployment6.2%U.S.: 5.2%

Is it cheaper to rent or buy in Wharton?

Renting is cheaper right now: about $110 a month less.

Renting
$927
Owning
$1,037

Owning assumes a typical $149,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,940 for the down payment.

Frequently asked questions

What is the average rent in Wharton, TX?

Renting in Wharton costs a median of about $927 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Wharton?

To keep rent under 30% of income, you need about $37,080 a year, or $18 an hour at a full-time job.

Is Wharton cheap or expensive?

Wharton is rated Cheap: rent takes 17.7% of the typical household income of $62,782. It ranks 42nd cheapest of 426 Texas cities we track.

How much are property taxes in Wharton?

The median homeowner in Wharton pays $2,530 a year in property taxes, about 1.69% of the median home value.

Is Wharton more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Wharton?

The median home value in Wharton is $149,400, about 2.4 times the typical yearly household income.

8,724 people live in Wharton. Numbers are typical (middle) values.