States › Massachusetts › Westfield

Is Westfield, MA expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,36622% lower than U.S. average
💵 Families earn per year (2026)$94,642about $7,887/month · 9% higher than U.S. average
🔑 House price$325,1002% lower than U.S. average

Rent is lower than in 65% of U.S. cities. A typical house costs about 3.4 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $54,640 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

Yes. Rent here is cheaper than in most of Massachusetts. It is number 16 of 123 cities from cheapest to most expensive.

Westfield
$1,366
Chelsea
$2,505
Marlborough
$2,552
Fitchburg
$2,166
Braintree Town
$2,243
Woburn
$2,713
Beverly
$2,657

How much do households earn in Westfield?

Under $25k
11.8%
$25k–50k
16.6%
$50k–100k
35.6%
$100k–150k
19.0%
$150k+
12.6%

Share of households by yearly income. 31.5% of households earn $100,000 or more.

Rent by apartment size in Westfield

SizeWestfieldU.S. average
Studio$698$1,338
1 bedroom$1,073$1,324
2 bedrooms$1,324$1,509
3 bedrooms$1,482$1,698
4 bedrooms$1,870$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Westfield overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Westfield, so the Massachusetts figure is shown.

Taxes and bills in Westfield

🏛️ Property tax$4,746a year · 1.46% of home value · U.S. $3,119
⚡ Electric bill$162a month (typical) · U.S. $156

Life in Westfield

Commute to work26.5 minU.S.: 26.4 min
College degree33.2%U.S.: 35.7%
Own their home68.6%U.S.: 65.2%
Below poverty line10.7%U.S.: 12.5%
Unemployment3%U.S.: 5.2%

Is it cheaper to rent or buy in Westfield?

Renting is cheaper right now: about $890 a month less.

Renting
$1,366
Owning
$2,256

Owning assumes a typical $325,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,510 for the down payment.

Frequently asked questions

What is the average rent in Westfield, MA?

Renting in Westfield costs a median of about $1,366 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Westfield?

To keep rent under 30% of income, you need about $54,640 a year, or $26 an hour at a full-time job.

Is Westfield cheap or expensive?

Westfield is rated Cheap: rent takes 17.3% of the typical household income of $94,642. It ranks 16th cheapest of 123 Massachusetts cities we track.

How much are property taxes in Westfield?

The median homeowner in Westfield pays $4,746 a year in property taxes, about 1.46% of the median home value.

Is Westfield more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Westfield?

The median home value in Westfield is $325,100, about 3.4 times the typical yearly household income.

40,378 people live in Westfield. Numbers are typical (middle) values.