States › Illinois › Westchester

Is Westchester, IL expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,98413% higher than U.S. average
💵 Families earn per year (2026)$106,722about $8,894/month · 23% higher than U.S. average
🔑 House price$327,3002% lower than U.S. average

Rent is higher than in 68% of U.S. cities. A typical house costs about 3.1 years of household income. Most homes (90.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $79,360 a year. That is $38 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

No. Rent here is more expensive than in most of Illinois. It is number 266 of 334 cities from cheapest to most expensive.

Westchester
$1,984
Country Club Hills
$1,797
Mattoon
$731
Morton
$1,727
Fairview Heights
$1,411
Marion
$1,153
Bridgeview
$2,231

How much do households earn in Westchester?

Under $25k
8.3%
$25k–50k
15.5%
$50k–100k
38.0%
$100k–150k
19.9%
$150k+
16.0%

Share of households by yearly income. 35.9% of households earn $100,000 or more.

Rent by apartment size in Westchester

SizeWestchesterU.S. average
2 bedrooms$1,820$1,509
3 bedrooms$2,016$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Westchester overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Westchester, so the Illinois figure is shown.

Taxes and bills in Westchester

🏛️ Property tax$6,279a year · 1.92% of home value · U.S. $3,119
⚡ Electric bill$112a month (typical) · U.S. $156

Life in Westchester

Commute to work27.4 minU.S.: 26.4 min
College degree43.6%U.S.: 35.7%
Own their home90.8%U.S.: 65.2%
Below poverty line5%U.S.: 12.5%
Unemployment5.2%U.S.: 5.2%

Is it cheaper to rent or buy in Westchester?

Renting is cheaper right now: about $287 a month less.

Renting
$1,984
Owning
$2,271

Owning assumes a typical $327,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,730 for the down payment.

Frequently asked questions

What is the average rent in Westchester, IL?

Renting in Westchester costs a median of about $1,984 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Westchester?

To keep rent under 30% of income, you need about $79,360 a year, or $38 an hour at a full-time job.

Is Westchester cheap or expensive?

Westchester is rated OK: rent takes 22.3% of the typical household income of $106,722. It ranks 266th cheapest of 334 Illinois cities we track.

How much are property taxes in Westchester?

The median homeowner in Westchester pays $6,279 a year in property taxes, about 1.92% of the median home value.

Is Westchester more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Westchester?

The median home value in Westchester is $327,300, about 3.1 times the typical yearly household income.

16,436 people live in Westchester. Numbers are typical (middle) values.