States › Florida › West Pensacola

Is West Pensacola, FL expensive to live in?

ExpensiveRent takes 33 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,21231% lower than U.S. average
💵 Families earn per year (2026)$43,691about $3,641/month · 50% lower than U.S. average
🔑 House price$116,10065% lower than U.S. average

Rent is lower than in 75% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $48,480 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 33 of 479 cities from cheapest to most expensive.

West Pensacola
$1,212
Lealman
$1,465
Tavares
$2,703
Florida Ridge
$1,479
Bartow
$1,462
Fort Walton Beach
$1,564
Punta Gorda
$1,894

How much do households earn in West Pensacola?

Under $25k
27.9%
$25k–50k
29.6%
$50k–100k
26.8%
$100k–150k
6.1%
$150k+
2.4%

Share of households by yearly income. 8.5% of households earn $100,000 or more.

Rent by apartment size in West Pensacola

SizeWest PensacolaU.S. average
Studio$887$1,338
1 bedroom$1,019$1,324
2 bedrooms$1,102$1,509
3 bedrooms$1,333$1,698
4 bedrooms$1,802$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is West Pensacola overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for West Pensacola, so the Florida figure is shown.

Taxes and bills in West Pensacola

🏛️ Property tax$670a year · 0.58% of home value · U.S. $3,119
⚡ Electric bill$193a month (typical) · U.S. $156

Life in West Pensacola

Commute to work24.9 minU.S.: 26.4 min
College degree13.5%U.S.: 35.7%
Own their home49%U.S.: 65.2%
Below poverty line25.8%U.S.: 12.5%
Unemployment6.7%U.S.: 5.2%

Is it cheaper to rent or buy in West Pensacola?

Buying is cheaper month to month: about $406 a month less than renting.

Renting
$1,212
Owning
$806

Owning assumes a typical $116,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $11,610 for the down payment.

Frequently asked questions

What is the average rent in West Pensacola, FL?

Renting in West Pensacola costs a median of about $1,212 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in West Pensacola?

To keep rent under 30% of income, you need about $48,480 a year, or $23 an hour at a full-time job.

Is West Pensacola cheap or expensive?

West Pensacola is rated Expensive: rent takes 33.3% of the typical household income of $43,691. It ranks 33rd cheapest of 479 Florida cities we track.

How much are property taxes in West Pensacola?

The median homeowner in West Pensacola pays $670 a year in property taxes, about 0.58% of the median home value.

Is West Pensacola more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in West Pensacola?

The median home value in West Pensacola is $116,100, about 2.7 times the typical yearly household income.

20,665 people live in West Pensacola. Numbers are typical (middle) values.