States › Florida › Wesley Chapel

Is Wesley Chapel, FL expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,39436% higher than U.S. average
💵 Families earn per year (2026)$115,943about $9,662/month · 33% higher than U.S. average
🔑 House price$403,70021% higher than U.S. average

Rent is higher than in 83% of U.S. cities. A typical house costs about 3.5 years of household income. Commutes are long, about 31.1 minutes each way. Most homes (77.1%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $95,760 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 371 of 479 cities from cheapest to most expensive.

Wesley Chapel
$2,394
$2,163
$2,258
$2,848
$2,430

How much do households earn in Wesley Chapel?

Under $25k
6.4%
$25k–50k
15.0%
$50k–100k
32.5%
$100k–150k
25.0%
$150k+
17.4%

Share of households by yearly income. 42.3% of households earn $100,000 or more.

Rent by apartment size in Wesley Chapel

SizeWesley ChapelU.S. average
Studio$1,936$1,338
1 bedroom$1,871$1,324
2 bedrooms$1,962$1,509
3 bedrooms$2,319$1,698
4 bedrooms$2,557$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Wesley Chapel overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Wesley Chapel, so the Florida figure is shown.

Taxes and bills in Wesley Chapel

🏛️ Property tax$3,652a year · 0.90% of home value · U.S. $3,119
⚡ Electric bill$178a month (typical) · U.S. $156

Life in Wesley Chapel

Commute to work31.1 minU.S.: 26.4 min
College degree47.8%U.S.: 35.7%
Own their home77.1%U.S.: 65.2%
Below poverty line6.4%U.S.: 12.5%
Unemployment4.9%U.S.: 5.2%

Is it cheaper to rent or buy in Wesley Chapel?

Renting is cheaper right now: about $407 a month less.

Renting
$2,394
Owning
$2,801

Owning assumes a typical $403,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,370 for the down payment.

Frequently asked questions

What is the average rent in Wesley Chapel, FL?

Renting in Wesley Chapel costs a median of about $2,394 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Wesley Chapel?

To keep rent under 30% of income, you need about $95,760 a year, or $46 an hour at a full-time job.

Is Wesley Chapel cheap or expensive?

Wesley Chapel is rated OK: rent takes 24.8% of the typical household income of $115,943. It ranks 371st cheapest of 479 Florida cities we track.

How much are property taxes in Wesley Chapel?

The median homeowner in Wesley Chapel pays $3,652 a year in property taxes, about 0.90% of the median home value.

Is Wesley Chapel more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Wesley Chapel?

The median home value in Wesley Chapel is $403,700, about 3.5 times the typical yearly household income.

76,011 people live in Wesley Chapel. Numbers are typical (middle) values.