Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.1 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $33,000 a year. That is $16 an hour at a full-time job.
Is rent cheaper than other Wisconsin cities?
Yes. Rent here is cheaper than in most of Wisconsin. It is number 6 of 156 cities from cheapest to most expensive.
How much do households earn in Waupaca?
Share of households by yearly income. 14.8% of households earn $100,000 or more.
Rent by apartment size in Waupaca
| Size | Waupaca | U.S. average |
|---|---|---|
| 1 bedroom | $708 | $1,324 |
| 2 bedrooms | $817 | $1,509 |
| 3 bedrooms | $1,236 | $1,698 |
| 4 bedrooms | $1,193 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Waupaca overall?
Everyday prices in Wisconsin overall are 6% below the U.S. average (index 94.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Waupaca, so the Wisconsin figure is shown.
Taxes and bills in Waupaca
Life in Waupaca
Is it cheaper to rent or buy in Waupaca?
Renting is cheaper right now: about $393 a month less.
Owning assumes a typical $175,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,560 for the down payment.
Frequently asked questions
What is the average rent in Waupaca, WI?
Renting in Waupaca costs a median of about $825 a month in 2026, including utilities. The Wisconsin median is $1,305.
How much do I need to make to live in Waupaca?
To keep rent under 30% of income, you need about $33,000 a year, or $16 an hour at a full-time job.
Is Waupaca cheap or expensive?
Waupaca is rated Cheap: rent takes 17.4% of the typical household income of $56,866. It ranks 6th cheapest of 156 Wisconsin cities we track.
How much are property taxes in Waupaca?
The median homeowner in Waupaca pays $2,812 a year in property taxes, about 1.60% of the median home value.
Is Waupaca more expensive than the national average?
Overall prices in Wisconsin are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Waupaca?
The median home value in Waupaca is $175,600, about 3.1 times the typical yearly household income.
6,283 people live in Waupaca. Numbers are typical (middle) values.