States › Illinois › Vandalia

Is Vandalia, IL expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$86051% lower than U.S. average
💵 Families earn per year (2026)$49,038about $4,087/month · 44% lower than U.S. average
🔑 House price$98,50070% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.1 minutes.

How much money do I need?

To rent here comfortably, you should earn about $34,400 a year. That is $17 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 25 of 334 cities from cheapest to most expensive.

Vandalia
$860

How much do households earn in Vandalia?

Under $25k
22.9%
$25k–50k
30.7%
$50k–100k
28.7%
$100k–150k
8.0%
$150k+
2.6%

Share of households by yearly income. 10.6% of households earn $100,000 or more.

Rent by apartment size in Vandalia

SizeVandaliaU.S. average
Studio$762$1,338
1 bedroom$646$1,324
2 bedrooms$939$1,509
3 bedrooms$871$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Vandalia overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Vandalia, so the Illinois figure is shown.

Taxes and bills in Vandalia

🏛️ Property tax$1,897a year · 1.93% of home value · U.S. $3,119
⚡ Electric bill$126a month (typical) · U.S. $156

Life in Vandalia

Commute to work19.1 minU.S.: 26.4 min
College degree14%U.S.: 35.7%
Own their home66.5%U.S.: 65.2%
Below poverty line22.2%U.S.: 12.5%
Unemployment6%U.S.: 5.2%

Is it cheaper to rent or buy in Vandalia?

Buying is cheaper month to month: about $177 a month less than renting.

Renting
$860
Owning
$683

Owning assumes a typical $98,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $9,850 for the down payment.

Frequently asked questions

What is the average rent in Vandalia, IL?

Renting in Vandalia costs a median of about $860 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Vandalia?

To keep rent under 30% of income, you need about $34,400 a year, or $17 an hour at a full-time job.

Is Vandalia cheap or expensive?

Vandalia is rated OK: rent takes 21.0% of the typical household income of $49,038. It ranks 25th cheapest of 334 Illinois cities we track.

How much are property taxes in Vandalia?

The median homeowner in Vandalia pays $1,897 a year in property taxes, about 1.93% of the median home value.

Is Vandalia more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Vandalia?

The median home value in Vandalia is $98,500, about 2.0 times the typical yearly household income.

5,796 people live in Vandalia. Numbers are typical (middle) values.