States › Ohio › Urbana

Is Urbana, OH expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$99543% lower than U.S. average
💵 Families earn per year (2026)$73,341about $6,112/month · 16% lower than U.S. average
🔑 House price$163,00051% lower than U.S. average

Rent is lower than in 88% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $39,800 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

Yes. Rent here is cheaper than in most of Ohio. It is number 52 of 288 cities from cheapest to most expensive.

Urbana
$995
Brooklyn
$1,011
Ravenna
$1,235
Coshocton
$767
Springdale
$1,356
Celina
$430
New Albany
$2,196

How much do households earn in Urbana?

Under $25k
15.3%
$25k–50k
23.9%
$50k–100k
41.4%
$100k–150k
11.2%
$150k+
5.4%

Share of households by yearly income. 16.6% of households earn $100,000 or more.

Rent by apartment size in Urbana

SizeUrbanaU.S. average
Studio$434$1,338
1 bedroom$728$1,324
2 bedrooms$973$1,509
3 bedrooms$1,285$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Urbana overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Urbana, so the Ohio figure is shown.

Taxes and bills in Urbana

🏛️ Property tax$1,756a year · 1.08% of home value · U.S. $3,119
⚡ Electric bill$116a month (typical) · U.S. $156

Life in Urbana

Commute to work21.2 minU.S.: 26.4 min
College degree17.9%U.S.: 35.7%
Own their home60.2%U.S.: 65.2%
Below poverty line13.6%U.S.: 12.5%
Unemployment5.7%U.S.: 5.2%

Is it cheaper to rent or buy in Urbana?

Renting is cheaper right now: about $136 a month less.

Renting
$995
Owning
$1,131

Owning assumes a typical $163,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,300 for the down payment.

Frequently asked questions

What is the average rent in Urbana, OH?

Renting in Urbana costs a median of about $995 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Urbana?

To keep rent under 30% of income, you need about $39,800 a year, or $19 an hour at a full-time job.

Is Urbana cheap or expensive?

Urbana is rated Cheap: rent takes 16.3% of the typical household income of $73,341. It ranks 52nd cheapest of 288 Ohio cities we track.

How much are property taxes in Urbana?

The median homeowner in Urbana pays $1,756 a year in property taxes, about 1.08% of the median home value.

Is Urbana more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Urbana?

The median home value in Urbana is $163,000, about 2.2 times the typical yearly household income.

11,204 people live in Urbana. Numbers are typical (middle) values.