salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 16.5 minutes.
How much money do I need?
To rent here comfortably, you should earn about $27,080 a year. That is $13 an hour at a full-time job.
Is rent cheaper than other Tennessee cities?
Yes. Rent here is cheaper than in most of Tennessee. It is number 7 of 114 cities from cheapest to most expensive.
How much do households earn in Union City?
Share of households by yearly income. 11.4% of households earn $100,000 or more.
Rent by apartment size in Union City
| Size | Union City | U.S. average |
|---|---|---|
| 1 bedroom | $344 | $1,324 |
| 2 bedrooms | $793 | $1,509 |
| 3 bedrooms | $951 | $1,698 |
| 4 bedrooms | $670 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Union City overall?
Everyday prices in Tennessee overall are 8% below the U.S. average (index 91.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Union City, so the Tennessee figure is shown.
Taxes and bills in Union City
Life in Union City
Is it cheaper to rent or buy in Union City?
Renting is cheaper right now: about $336 a month less.
Owning assumes a typical $146,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,600 for the down payment.
Frequently asked questions
What is the average rent in Union City, TN?
Renting in Union City costs a median of about $677 a month in 2026, including utilities. The Tennessee median is $1,279.
How much do I need to make to live in Union City?
To keep rent under 30% of income, you need about $27,080 a year, or $13 an hour at a full-time job.
Is Union City cheap or expensive?
Union City is rated Cheap: rent takes 14.8% of the typical household income of $54,863. It ranks 7th cheapest of 114 Tennessee cities we track.
How much are property taxes in Union City?
The median homeowner in Union City pays $1,007 a year in property taxes, about 0.69% of the median home value.
Is Union City more expensive than the national average?
Overall prices in Tennessee are 8% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Union City?
The median home value in Union City is $146,000, about 2.7 times the typical yearly household income.
10,982 people live in Union City. Numbers are typical (middle) values.