salaryRent here is among the highest 10% in the country. A typical house costs about 3.6 years of household income. Commutes are long, about 31.9 minutes each way. Most homes (81.8%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $113,280 a year. That is $54 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
No. Rent here is more expensive than in most of New Jersey. It is number 227 of 291 cities from cheapest to most expensive.
How much do households earn in Union Beach?
Share of households by yearly income. 46.6% of households earn $100,000 or more.
Rent by apartment size in Union Beach
| Size | Union Beach | U.S. average |
|---|---|---|
| 2 bedrooms | $2,892 | $1,509 |
| 3 bedrooms | $1,971 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Union Beach overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Union Beach, so the New Jersey figure is shown.
Taxes and bills in Union Beach
Life in Union Beach
Is it cheaper to rent or buy in Union Beach?
Renting is cheaper right now: about $366 a month less.
Owning assumes a typical $460,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $46,090 for the down payment.
Frequently asked questions
What is the average rent in Union Beach, NJ?
Renting in Union Beach costs a median of about $2,832 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Union Beach?
To keep rent under 30% of income, you need about $113,280 a year, or $54 an hour at a full-time job.
Is Union Beach cheap or expensive?
Union Beach is rated OK: rent takes 26.4% of the typical household income of $128,611. It ranks 227th cheapest of 291 New Jersey cities we track.
How much are property taxes in Union Beach?
The median homeowner in Union Beach pays $9,573 a year in property taxes, about 2.08% of the median home value.
Is Union Beach more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Union Beach?
The median home value in Union Beach is $460,900, about 3.6 times the typical yearly household income.
5,707 people live in Union Beach. Numbers are typical (middle) values.