States › Georgia › Toccoa

Is Toccoa, GA expensive to live in?

CheapRent takes 13 cents of every $1 people earn here.
🏠 Rent per month (2026)$57267% lower than U.S. average
💵 Families earn per year (2026)$52,240about $4,353/month · 40% lower than U.S. average
🔑 House price$178,10046% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.4 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $22,880 a year. That is $11 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

Yes. Rent here is cheaper than in most of Georgia. It is number 2 of 168 cities from cheapest to most expensive.

Toccoa
$572
Bemiss
$1,491
Fort Stewart
$1,906
Irondale
$2,327
Skidaway Island
$3,500+
Panthersville
$1,549
Fair Oaks
$1,476

How much do households earn in Toccoa?

Under $25k
25.6%
$25k–50k
23.7%
$50k–100k
28.4%
$100k–150k
9.5%
$150k+
2.8%

Share of households by yearly income. 12.3% of households earn $100,000 or more.

Rent by apartment size in Toccoa

SizeToccoaU.S. average
1 bedroom$459$1,324
2 bedrooms$757$1,509
3 bedrooms$983$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Toccoa overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Toccoa, so the Georgia figure is shown.

Taxes and bills in Toccoa

🏛️ Property tax$1,288a year · 0.72% of home value · U.S. $3,119
⚡ Electric bill$151a month (typical) · U.S. $156

Life in Toccoa

Commute to work27.1 minU.S.: 26.4 min
College degree20%U.S.: 35.7%
Own their home57.8%U.S.: 65.2%
Below poverty line23.9%U.S.: 12.5%
Unemployment8.8%U.S.: 5.2%

Is it cheaper to rent or buy in Toccoa?

Renting is cheaper right now: about $664 a month less.

Renting
$572
Owning
$1,236

Owning assumes a typical $178,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,810 for the down payment.

Frequently asked questions

What is the average rent in Toccoa, GA?

Renting in Toccoa costs a median of about $572 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Toccoa?

To keep rent under 30% of income, you need about $22,880 a year, or $11 an hour at a full-time job.

Is Toccoa cheap or expensive?

Toccoa is rated Cheap: rent takes 13.1% of the typical household income of $52,240. It ranks 2nd cheapest of 168 Georgia cities we track.

How much are property taxes in Toccoa?

The median homeowner in Toccoa pays $1,288 a year in property taxes, about 0.72% of the median home value.

Is Toccoa more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Toccoa?

The median home value in Toccoa is $178,100, about 3.4 times the typical yearly household income.

9,238 people live in Toccoa. Numbers are typical (middle) values.