States › Florida › Three Oaks

Is Three Oaks, FL expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,36735% higher than U.S. average
💵 Families earn per year (2026)$115,849about $9,654/month · 33% higher than U.S. average
🔑 House price$479,50044% higher than U.S. average

Rent is higher than in 82% of U.S. cities. A typical house costs about 4.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $94,680 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 367 of 479 cities from cheapest to most expensive.

Three Oaks
$2,367
$1,949

How much do households earn in Three Oaks?

Under $25k
6.7%
$25k–50k
6.5%
$50k–100k
39.7%
$100k–150k
25.6%
$150k+
18.6%

Share of households by yearly income. 44.3% of households earn $100,000 or more.

Rent by apartment size in Three Oaks

SizeThree OaksU.S. average
1 bedroom$1,724$1,324
2 bedrooms$2,539$1,509
3 bedrooms$2,586$1,698
4 bedrooms$2,236$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Three Oaks overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Three Oaks, so the Florida figure is shown.

Taxes and bills in Three Oaks

🏛️ Property tax$3,364a year · 0.70% of home value · U.S. $3,119
⚡ Electric bill$162a month (typical) · U.S. $156

Life in Three Oaks

Commute to work25.9 minU.S.: 26.4 min
College degree50.4%U.S.: 35.7%
Own their home58.9%U.S.: 65.2%
Below poverty line8.6%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

Is it cheaper to rent or buy in Three Oaks?

Renting is cheaper right now: about $960 a month less.

Renting
$2,367
Owning
$3,327

Owning assumes a typical $479,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,950 for the down payment.

Frequently asked questions

What is the average rent in Three Oaks, FL?

Renting in Three Oaks costs a median of about $2,367 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Three Oaks?

To keep rent under 30% of income, you need about $94,680 a year, or $46 an hour at a full-time job.

Is Three Oaks cheap or expensive?

Three Oaks is rated OK: rent takes 24.5% of the typical household income of $115,849. It ranks 367th cheapest of 479 Florida cities we track.

How much are property taxes in Three Oaks?

The median homeowner in Three Oaks pays $3,364 a year in property taxes, about 0.70% of the median home value.

Is Three Oaks more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Three Oaks?

The median home value in Three Oaks is $479,500, about 4.1 times the typical yearly household income.

6,144 people live in Three Oaks. Numbers are typical (middle) values.