States › California › Thermalito

Is Thermalito, CA expensive to live in?

ExpensiveRent takes 34 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6546% lower than U.S. average
💵 Families earn per year (2026)$59,172about $4,931/month · 32% lower than U.S. average
🔑 House price$254,90023% lower than U.S. average

Rent is higher than in 50% of U.S. cities. A typical house costs about 4.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $66,160 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 121 of 653 cities from cheapest to most expensive.

Thermalito
$1,654
Castroville
$2,065
Cherry Valley
$1,483
Vandenberg Village
$2,452
Nuevo
$1,623
South Monrovia Island
$1,923
Loomis
$1,805

How much do households earn in Thermalito?

Under $25k
17.9%
$25k–50k
36.0%
$50k–100k
20.4%
$100k–150k
14.5%
$150k+
9.0%

Share of households by yearly income. 23.5% of households earn $100,000 or more.

Rent by apartment size in Thermalito

SizeThermalitoU.S. average
1 bedroom$1,006$1,324
2 bedrooms$1,177$1,509
3 bedrooms$1,632$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Thermalito overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Thermalito, so the California figure is shown.

Taxes and bills in Thermalito

🏛️ Property tax$1,341a year · 0.53% of home value · U.S. $3,119
⚡ Electric bill$224a month (typical) · U.S. $156

Life in Thermalito

Commute to work24.3 minU.S.: 26.4 min
College degree10.6%U.S.: 35.7%
Own their home69%U.S.: 65.2%
Below poverty line20.4%U.S.: 12.5%
Unemployment9.9%U.S.: 5.2%

Is it cheaper to rent or buy in Thermalito?

Renting is cheaper right now: about $115 a month less.

Renting
$1,654
Owning
$1,769

Owning assumes a typical $254,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,490 for the down payment.

Frequently asked questions

What is the average rent in Thermalito, CA?

Renting in Thermalito costs a median of about $1,654 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Thermalito?

To keep rent under 30% of income, you need about $66,160 a year, or $32 an hour at a full-time job.

Is Thermalito cheap or expensive?

Thermalito is rated Expensive: rent takes 33.5% of the typical household income of $59,172. It ranks 121st cheapest of 653 California cities we track.

How much are property taxes in Thermalito?

The median homeowner in Thermalito pays $1,341 a year in property taxes, about 0.53% of the median home value.

Is Thermalito more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Thermalito?

The median home value in Thermalito is $254,900, about 4.3 times the typical yearly household income.

6,720 people live in Thermalito. Numbers are typical (middle) values.