States › Georgia › Temple

Is Temple, GA expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,39920% lower than U.S. average
💵 Families earn per year (2026)$98,338about $8,195/month · 13% higher than U.S. average
🔑 House price$232,80030% lower than U.S. average

Rent is lower than in 63% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 37.7 minutes each way. Most homes (82.5%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $55,960 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

Yes. Rent here is cheaper than in most of Georgia. It is number 58 of 168 cities from cheapest to most expensive.

Temple
$1,399
$1,740
$1,073
$1,330

How much do households earn in Temple?

Under $25k
6.8%
$25k–50k
13.6%
$50k–100k
48.9%
$100k–150k
23.7%
$150k+
4.1%

Share of households by yearly income. 27.8% of households earn $100,000 or more.

Rent by apartment size in Temple

SizeTempleU.S. average
2 bedrooms$1,499$1,509
3 bedrooms$1,250$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Temple overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Temple, so the Georgia figure is shown.

Taxes and bills in Temple

🏛️ Property tax$1,667a year · 0.72% of home value · U.S. $3,119
⚡ Electric bill$140a month (typical) · U.S. $156

Life in Temple

Commute to work37.7 minU.S.: 26.4 min
College degree17%U.S.: 35.7%
Own their home82.5%U.S.: 65.2%
Below poverty line2.6%U.S.: 12.5%
Unemployment1%U.S.: 5.2%

Is it cheaper to rent or buy in Temple?

Renting is cheaper right now: about $216 a month less.

Renting
$1,399
Owning
$1,615

Owning assumes a typical $232,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,280 for the down payment.

Frequently asked questions

What is the average rent in Temple, GA?

Renting in Temple costs a median of about $1,399 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Temple?

To keep rent under 30% of income, you need about $55,960 a year, or $27 an hour at a full-time job.

Is Temple cheap or expensive?

Temple is rated Cheap: rent takes 17.1% of the typical household income of $98,338. It ranks 58th cheapest of 168 Georgia cities we track.

How much are property taxes in Temple?

The median homeowner in Temple pays $1,667 a year in property taxes, about 0.72% of the median home value.

Is Temple more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Temple?

The median home value in Temple is $232,800, about 2.4 times the typical yearly household income.

5,901 people live in Temple. Numbers are typical (middle) values.