salaryRent is higher than in 67% of U.S. cities. A typical house costs about 8.2 years of household income, so buying is hard for most locals. Commutes are long, about 32.4 minutes each way. It is a highly educated city: 57.7% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $78,520 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 240 of 479 cities from cheapest to most expensive.
How much do households earn in Surfside?
Share of households by yearly income. 43.8% of households earn $100,000 or more.
Rent by apartment size in Surfside
| Size | Surfside | U.S. average |
|---|---|---|
| 1 bedroom | $1,576 | $1,324 |
| 2 bedrooms | $1,875 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Surfside overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Surfside, so the Florida figure is shown.
Taxes and bills in Surfside
Life in Surfside
Is it cheaper to rent or buy in Surfside?
Renting is cheaper right now: about $4,155 a month less.
Owning assumes a typical $881,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $88,170 for the down payment.
Frequently asked questions
What is the average rent in Surfside, FL?
Renting in Surfside costs a median of about $1,963 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Surfside?
To keep rent under 30% of income, you need about $78,520 a year, or $38 an hour at a full-time job.
Is Surfside cheap or expensive?
Surfside is rated OK: rent takes 21.8% of the typical household income of $108,074. It ranks 240th cheapest of 479 Florida cities we track.
How much are property taxes in Surfside?
The median homeowner in Surfside pays $6,999 a year in property taxes, about 0.79% of the median home value.
Is Surfside more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Surfside?
The median home value in Surfside is $881,700, about 8.2 times the typical yearly household income.
5,631 people live in Surfside. Numbers are typical (middle) values.