States › Arizona › Sun City

Is Sun City, AZ expensive to live in?

ExpensiveRent takes 40 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,96212% higher than U.S. average
💵 Families earn per year (2026)$58,871about $4,906/month · 32% lower than U.S. average
🔑 House price$280,90016% lower than U.S. average

Rent is higher than in 67% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 4.8 years of household income. Most homes (84.2%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $78,480 a year. That is $38 an hour at a full-time job.

Is rent cheaper than other Arizona cities?

No. Rent here is more expensive than in most of Arizona. It is number 64 of 93 cities from cheapest to most expensive.

Sun City
$1,962
$1,132
$2,247
$2,379
$1,683

How much do households earn in Sun City?

Under $25k
17.8%
$25k–50k
30.8%
$50k–100k
35.0%
$100k–150k
7.4%
$150k+
1.9%

Share of households by yearly income. 9.3% of households earn $100,000 or more.

Rent by apartment size in Sun City

SizeSun CityU.S. average
Studio$1,627$1,338
1 bedroom$1,712$1,324
2 bedrooms$1,621$1,509
3 bedrooms$1,701$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Sun City overall?

Everyday prices in Arizona overall are 1% above the U.S. average (index 100.7, U.S. = 100).

Housing
107
Goods (food, clothes…)
95
Utilities
92
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Sun City, so the Arizona figure is shown.

Taxes and bills in Sun City

🏛️ Property tax$977a year · 0.35% of home value · U.S. $3,119
⚡ Electric bill$133a month (typical) · U.S. $156

Life in Sun City

Commute to work24.1 minU.S.: 26.4 min
College degree26%U.S.: 35.7%
Own their home84.2%U.S.: 65.2%
Below poverty line11.2%U.S.: 12.5%
Unemployment6.2%U.S.: 5.2%

Is it cheaper to rent or buy in Sun City?

About the same. Renting and owning cost within $13 of each other each month.

Renting
$1,962
Owning
$1,949

Owning assumes a typical $280,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,090 for the down payment.

Frequently asked questions

What is the average rent in Sun City, AZ?

Renting in Sun City costs a median of about $1,962 a month in 2026, including utilities. The Arizona median is $1,671.

How much do I need to make to live in Sun City?

To keep rent under 30% of income, you need about $78,480 a year, or $38 an hour at a full-time job.

Is Sun City cheap or expensive?

Sun City is rated Expensive: rent takes 40.0% of the typical household income of $58,871. It ranks 64th cheapest of 93 Arizona cities we track.

How much are property taxes in Sun City?

The median homeowner in Sun City pays $977 a year in property taxes, about 0.35% of the median home value.

Is Sun City more expensive than the national average?

Overall prices in Arizona are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Sun City?

The median home value in Sun City is $280,900, about 4.8 times the typical yearly household income.

37,486 people live in Sun City. Numbers are typical (middle) values.