salaryRent is lower than in 90% of U.S. cities. A typical house costs about 5.0 years of household income. Commutes are short, about 15.4 minutes. Most households rent (63%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $38,440 a year. That is $18 an hour at a full-time job.
Is rent cheaper than other Oklahoma cities?
Yes. Rent here is cheaper than in most of Oklahoma. It is number 27 of 75 cities from cheapest to most expensive.
How much do households earn in Stillwater?
Share of households by yearly income. 13.4% of households earn $100,000 or more.
Rent by apartment size in Stillwater
| Size | Stillwater | U.S. average |
|---|---|---|
| Studio | $813 | $1,338 |
| 1 bedroom | $774 | $1,324 |
| 2 bedrooms | $1,009 | $1,509 |
| 3 bedrooms | $1,323 | $1,698 |
| 4 bedrooms | $1,285 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Stillwater overall?
Everyday prices in Oklahoma overall are 12% below the U.S. average (index 87.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Stillwater, so the Oklahoma figure is shown.
Taxes and bills in Stillwater
Life in Stillwater
Is it cheaper to rent or buy in Stillwater?
Renting is cheaper right now: about $685 a month less.
Owning assumes a typical $237,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,720 for the down payment.
Frequently asked questions
What is the average rent in Stillwater, OK?
Renting in Stillwater costs a median of about $961 a month in 2026, including utilities. The Oklahoma median is $1,069.
How much do I need to make to live in Stillwater?
To keep rent under 30% of income, you need about $38,440 a year, or $18 an hour at a full-time job.
Is Stillwater cheap or expensive?
Stillwater is rated OK: rent takes 24.5% of the typical household income of $47,130. It ranks 27th cheapest of 75 Oklahoma cities we track.
How much are property taxes in Stillwater?
The median homeowner in Stillwater pays $2,207 a year in property taxes, about 0.93% of the median home value.
Is Stillwater more expensive than the national average?
Overall prices in Oklahoma are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Stillwater?
The median home value in Stillwater is $237,200, about 5.0 times the typical yearly household income.
49,269 people live in Stillwater. Numbers are typical (middle) values.