salaryRent is lower than in 83% of U.S. cities. A typical house costs about 4.2 years of household income. Commutes are short, about 16 minutes. Most households rent (56%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $43,440 a year. That is $21 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 89 of 426 cities from cheapest to most expensive.
How much do households earn in Stephenville?
Share of households by yearly income. 14.1% of households earn $100,000 or more.
Rent by apartment size in Stephenville
| Size | Stephenville | U.S. average |
|---|---|---|
| Studio | $720 | $1,338 |
| 1 bedroom | $817 | $1,324 |
| 2 bedrooms | $1,250 | $1,509 |
| 3 bedrooms | $1,558 | $1,698 |
| 4 bedrooms | $1,578 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Stephenville overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Stephenville, so the Texas figure is shown.
Taxes and bills in Stephenville
Life in Stephenville
Is it cheaper to rent or buy in Stephenville?
Renting is cheaper right now: about $588 a month less.
Owning assumes a typical $241,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,130 for the down payment.
Frequently asked questions
What is the average rent in Stephenville, TX?
Renting in Stephenville costs a median of about $1,086 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Stephenville?
To keep rent under 30% of income, you need about $43,440 a year, or $21 an hour at a full-time job.
Is Stephenville cheap or expensive?
Stephenville is rated OK: rent takes 22.8% of the typical household income of $57,177. It ranks 89th cheapest of 426 Texas cities we track.
How much are property taxes in Stephenville?
The median homeowner in Stephenville pays $3,211 a year in property taxes, about 1.33% of the median home value.
Is Stephenville more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Stephenville?
The median home value in Stephenville is $241,300, about 4.2 times the typical yearly household income.
21,682 people live in Stephenville. Numbers are typical (middle) values.