salaryRent is higher than in 63% of U.S. cities. A typical house costs about 4.7 years of household income. Commutes are short, about 17.5 minutes. Most homes (85.9%) are owned, so rentals can be hard to find. It is a highly educated city: 57% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $75,720 a year. That is $36 an hour at a full-time job.
Is rent cheaper than other Georgia cities?
No. Rent here is more expensive than in most of Georgia. It is number 111 of 168 cities from cheapest to most expensive.
How much do households earn in St. Simons?
Share of households by yearly income. 42.3% of households earn $100,000 or more.
Rent by apartment size in St. Simons
| Size | St. Simons | U.S. average |
|---|---|---|
| 1 bedroom | $1,679 | $1,324 |
| 2 bedrooms | $2,008 | $1,509 |
| 3 bedrooms | $2,062 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. Simons overall?
Everyday prices in the Brunswick-St. Simons metro area are 12% below the U.S. average (index 87.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in St. Simons
Life in St. Simons
What jobs pay in St. Simons
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $136,680 | 16.6% |
| Lawyer | $125,480 | 18.1% |
| Nurse Practitioner | $120,510 | 18.8% |
| Software Developer | $103,170 | 22.0% |
| Operations Manager | $84,770 | 26.8% |
| Registered Nurse | $82,630 | 27.5% |
| Dental Hygienist | $81,470 | 27.9% |
| Civil Engineer | $76,180 | 29.8% |
| Elementary School Teacher | $75,530 | 30.1% |
| Accountant | $75,060 | 30.3% |
| Plumber | $59,630 | 38.1% |
| Licensed Practical Nurse | $59,200 | 38.4% |
| Electrician | $58,880 | 38.6% |
| Market Research Analyst | $56,350 | 40.3% |
| Truck Driver | $49,980 | 45.5% |
| HVAC Technician | $49,920 | 45.5% |
| Carpenter | $45,110 | 50.4% |
| Medical Assistant | $37,690 | 60.3% |
| Warehouse Worker | $36,680 | 61.9% |
| Customer Service Representative | $36,200 | 62.8% |
| Nursing Assistant | $35,940 | 63.2% |
| Restaurant Cook | $34,480 | 65.9% |
| Retail Salesperson | $30,200 | 75.2% |
| Cashier | $27,810 | 81.7% |
| Server (Waiter/Waitress) | $18,250 | 124.5% |
Is it cheaper to rent or buy in St. Simons?
Renting is cheaper right now: about $1,962 a month less.
Owning assumes a typical $555,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $55,560 for the down payment.
Frequently asked questions
What is the average rent in St. Simons, GA?
Renting in St. Simons costs a median of about $1,893 a month in 2026, including utilities. The Georgia median is $1,667.
How much do I need to make to live in St. Simons?
To keep rent under 30% of income, you need about $75,720 a year, or $36 an hour at a full-time job.
Is St. Simons cheap or expensive?
St. Simons is rated Cheap: rent takes 19.4% of the typical household income of $117,310. It ranks 111th cheapest of 168 Georgia cities we track.
How much are property taxes in St. Simons?
The median homeowner in St. Simons pays $2,827 a year in property taxes, about 0.51% of the median home value.
Is St. Simons more expensive than the national average?
Overall prices in the metro area are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. Simons?
The median home value in St. Simons is $555,600, about 4.7 times the typical yearly household income.
16,228 people live in St. Simons. Numbers are typical (middle) values.